HousingHandbookReference data

U.S. ZIP Code · NJ08346

Atlantic County · Atlantic City-Hammonton, NJ

Typical home value

$320,672[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.6%
5-year / yr
+7.4%
10-year / yr
+8.2%

Relative price

vs U.S.
+12.9%
vs metro
-24.2%
vs state
-43.7%
ZIP 08346 location in NJ
Location of ZIP 08346 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08346 is worth $320,672 — 24.2% below the Atlantic City-Hammonton, NJ median. Over the past year, values have risen 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Atlantic County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
283[3]
Median household income
$80,381[3]

#Migration

Household moves in and out of Atlantic County over a year, from IRS tax-return data.

Net migration
-442[5]
Moved in
5,095
Moved out
5,537

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,621
Loan principal$256,537
Down payment$64,134
Total interest paid$327,199

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,209
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
31st percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 08346?
The typical home in 08346 is worth $320,672, based on the Zillow Home Value Index.
Are home values rising in 08346?
Home values in 08346 are up 1.6% over the past year, and up 7.4% a year over five years.
Who lives in 08346?
ZIP code 08346 has a population of 283 and a median household income of $80,381.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Buena, NJ

    Typical home
    $320,992
    Gross yield
  • Estell Manor, NJ

    Typical home
    $324,939
    Gross yield
  • Richland CDP, NJ

    Typical home
    $312,646
    Gross yield
  • Estell Manor, NJ

    Typical home
    $308,306
    Gross yield
    8.7%
  • Egg Harbor City, NJ

    Typical home
    $333,705
    Gross yield
  • Smithville CDP, NJ

    Typical home
    $336,243
    Gross yield
    7.3%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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