HousingHandbookReference data

U.S. ZIP Code · NJ08403

Atlantic County · Atlantic City-Hammonton, NJ

Typical home value

$1,452,858[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.8%
5-year / yr
+9.5%
10-year / yr
+7.5%

Relative price

vs U.S.
+411.4%
vs metro
+243.2%
vs state
+155.1%
ZIP 08403 location in NJ
Location of ZIP 08403 in NJ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08403 is worth $1,452,858 — 243.2% above the Atlantic City-Hammonton, NJ median. Over the past year, values have risen 2.8%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$10,255[3]

#Climate risk

FEMA National Risk Index ratings for Atlantic County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
1,046[3]
Median household income
$110,625[3]

#Migration

Household moves in and out of Atlantic County over a year, from IRS tax-return data.

Net migration
-442[5]
Moved in
5,095
Moved out
5,537

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$7,346
Loan principal$1,162,286
Down payment$290,572
Total interest paid$1,482,432

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$9,417
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
[2]
Property tax
15th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 08403?
The typical home in 08403 is worth $1,452,858, based on the Zillow Home Value Index.
Are home values rising in 08403?
Home values in 08403 are up 2.8% over the past year, and up 9.5% a year over five years.
What is the property tax rate in 08403?
The effective property tax rate in 08403 is 0.7% — roughly $10,255 a year on a typical home.
Who lives in 08403?
ZIP code 08403 has a population of 1,046 and a median household income of $110,625.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sea Isle City, NJ

    Typical home
    $1,479,089
    Gross yield
  • Cape May Point, NJ

    Typical home
    $1,548,878
    Gross yield
  • Strathmere CDP, NJ

    Typical home
    $1,590,951
    Gross yield
  • Ocean City, NJ

    Typical home
    $1,092,086
    Gross yield
  • Margate City, NJ

    Typical home
    $1,089,567
    Gross yield
  • Erma CDP, NJ

    Typical home
    $714,749
    Gross yield

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