How much is a home worth in ZIP code 08822?

The typical home in 08822 is worth $644,279, based on the Zillow Home Value Index.

Are home values rising in 08822?

Home values in 08822 are up 3.7% over the past year, and up 6.5% a year over five years.

What is the typical rent in 08822?

A typical home in 08822 rents for about $2,600 a month, a gross rental yield of 4.8%.

What is the property tax rate in 08822?

The effective property tax rate in 08822 is 2.1% — roughly $13,510 a year on a typical home.

ZIP code 08822 has a population of 32,556 and a median household income of $137,788.

HousingHandbookReference data

…

U.S. ZIP Code · NJ08822

Hunterdon County · New York-Newark-Jersey City, NY-NJ

Typical home value

$644,279^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.7%
5-year / yr: +6.5%
10-year / yr: +5.0%

Relative price

vs U.S.: +126.8%
vs metro: -11.7%
vs state: +13.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 08822 is worth $644,279 — 11.7% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 3.7%. Homes here rent for a typical $2,600 a month — a 4.8% gross rental yield. The effective property tax rate is 2.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,600^[2]
Gross yield: 4.8%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.1%^[3]
Typical annual tax: $13,510^[3]

#Climate risk

FEMA National Risk Index ratings for Hunterdon County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 32,556^[3]
Median household income: $137,788^[3]

#Migration

Household moves in and out of Hunterdon County over a year, from IRS tax-return data.

Net migration: -219^[5]
Moved in: 3,534
Moved out: 3,753

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 3
Middle: 2
High: 3

Hunterdon Central Regional High School District
High · Grades 9–12 · Hunterdon Central Regional High School District
2,408 students
Reading-Fleming Intermediate School
Middle · Grades 5–6 · Flemington-Raritan Regional School District
702 students
J.P. Case Middle School
Middle · Grades 7–8 · Flemington-Raritan Regional School District
675 students
Francis A. Desmares Elementary School
Elementary · Grades K–4 · Flemington-Raritan Regional School District
420 students
Robert Hunter Elementary School
Elementary · Grades PK–4 · Flemington-Raritan Regional School District
394 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.8%

Net yield (after ~40% expenses)2.9%

Annual rent$31,194

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,258

Loan principal$515,423

Down payment$128,856

Total interest paid$657,394

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.89

Monthly cost to own$4,922

Monthly rent$2,600

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 59th percentile^[1]
Rental yield: 43rd percentile^[2]
Property tax: 79th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 08822?: The typical home in 08822 is worth $644,279, based on the Zillow Home Value Index.
Are home values rising in 08822?: Home values in 08822 are up 3.7% over the past year, and up 6.5% a year over five years.
What is the typical rent in 08822?: A typical home in 08822 rents for about $2,600 a month, a gross rental yield of 4.8%.
What is the property tax rate in 08822?: The effective property tax rate in 08822 is 2.1% — roughly $13,510 a year on a typical home.
Who lives in 08822?: ZIP code 08822 has a population of 32,556 and a median household income of $137,788.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10980 vs 08822 →
Stony Point CDP, NY
Typical home
$645,012
Gross yield
—
07071 vs 08822 →
NJ
Typical home
$642,830
Gross yield
5.1%
07094
Secaucus, NJ
Typical home
$642,800
Gross yield
5.0%
07728
West Freehold CDP, NJ
Typical home
$642,175
Gross yield
5.2%
08530
Lambertville, NJ
Typical home
$640,947
Gross yield
—
07012
Clifton, NJ
Typical home
$647,863
Gross yield
5.0%

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#Jump to section

U.S. ZIP Code · NJ08822

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