How much is a home worth in ZIP code 10039?

The typical home in 10039 is worth $619,493, based on the Zillow Home Value Index.

Are home values rising in 10039?

Home values in 10039 are down 0.5% over the past year, and up 5.7% a year over five years.

What is the typical rent in 10039?

A typical home in 10039 rents for about $3,098 a month, a gross rental yield of 6.0%.

What is the property tax rate in 10039?

The effective property tax rate in 10039 is 0.2% — roughly $1,077 a year on a typical home.

ZIP code 10039 has a population of 32,492 and a median household income of $45,371.

HousingHandbookReference data

…

U.S. ZIP Code · NY10039

New York County · New York-Newark-Jersey City, NY-NJ

Typical home value

$619,493^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.5%
5-year / yr: +5.7%
10-year / yr: +5.1%

Relative price

vs U.S.: +118.1%
vs metro: -15.1%
vs state: +94.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10039 is worth $619,493 — 15.1% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have fallen 0.5%. Homes here rent for a typical $3,098 a month — a 6.0% gross rental yield. The effective property tax rate is 0.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,098^[2]
Gross yield: 6.0%^[2]
Cap rate: 3.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.2%^[3]
Typical annual tax: $1,077^[3]

#Climate risk

FEMA National Risk Index ratings for New York County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively High
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 32,492^[3]
Median household income: $45,371^[3]

#Migration

Household moves in and out of New York County over a year, from IRS tax-return data.

Net migration: +2,935^[5]
Moved in: 82,255
Moved out: 79,320

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 3
Middle: 0
High: 1

FREDERICK DOUGLASS ACADEMY
High · Grades 6–12 · NEW YORK CITY GEOGRAPHIC DISTRICT # 5
708 students
PS 46 ARTHUR TAPPAN
Elementary · Grades PK–8 · NEW YORK CITY GEOGRAPHIC DISTRICT # 5
371 students
PS 200 JAMES MCCUNE SMITH SCHOOL (THE)
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT # 5
282 students
THURGOOD MARSHALL ACADEMY LOWER SCHOOL
Elementary · Grades K–5 · NEW YORK CITY GEOGRAPHIC DISTRICT # 5
148 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.0%

Net yield (after ~40% expenses)3.6%

Annual rent$37,170

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,132

Loan principal$495,595

Down payment$123,899

Total interest paid$632,104

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.21

Monthly cost to own$3,737

Monthly rent$3,098

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 38th percentile^[1]
Rental yield: 78th percentile^[2]
Property tax: 0th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

2nd for lowest property tax in NYView list →

Frequently asked

How much is a home worth in ZIP code 10039?: The typical home in 10039 is worth $619,493, based on the Zillow Home Value Index.
Are home values rising in 10039?: Home values in 10039 are down 0.5% over the past year, and up 5.7% a year over five years.
What is the typical rent in 10039?: A typical home in 10039 rents for about $3,098 a month, a gross rental yield of 6.0%.
What is the property tax rate in 10039?: The effective property tax rate in 10039 is 0.2% — roughly $1,077 a year on a typical home.
Who lives in 10039?: ZIP code 10039 has a population of 32,492 and a median household income of $45,371.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

11955 vs 10039 →
Moriches CDP, NY
Typical home
$619,614
Gross yield
—
11757 vs 10039 →
Lindenhurst, NY
Typical home
$619,891
Gross yield
5.5%
07644
Lodi, NJ
Typical home
$620,312
Gross yield
4.5%
11749
Islandia, NY
Typical home
$618,281
Gross yield
—
07407
Elmwood Park, NJ
Typical home
$618,155
Gross yield
4.9%
07718
Belford CDP, NJ
Typical home
$620,979
Gross yield
—

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Pit ZIP 10039 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · NY10039

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