How much is a home worth in ZIP code 10128?

The typical home in 10128 is worth $1,188,677, based on the Zillow Home Value Index.

Are home values rising in 10128?

Home values in 10128 are up 1.8% over the past year, and down 0.5% a year over five years.

What is the typical rent in 10128?

A typical home in 10128 rents for about $4,030 a month, a gross rental yield of 4.1%.

What is the property tax rate in 10128?

The effective property tax rate in 10128 is 0.6% — roughly $7,483 a year on a typical home.

ZIP code 10128 has a population of 57,976 and a median household income of $147,772.

HousingHandbookReference data

…

U.S. ZIP Code · NY10128

New York County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,188,677^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.8%
5-year / yr: -0.5%
10-year / yr: -0.5%

Relative price

vs U.S.: +318.4%
vs metro: +62.9%
vs state: +273.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10128 is worth $1,188,677 — 62.9% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 1.8%. Homes here rent for a typical $4,030 a month — a 4.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $4,030^[2]
Gross yield: 4.1%^[2]
Cap rate: 2.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $7,483^[3]

#Climate risk

FEMA National Risk Index ratings for New York County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively High
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 57,976^[3]
Median household income: $147,772^[3]

#Migration

Household moves in and out of New York County over a year, from IRS tax-return data.

Net migration: +2,935^[5]
Moved in: 82,255
Moved out: 79,320

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 4
Middle: 1
High: 2

PS 198 ISADOR E IDA STRAUS
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
515 students
EAST SIDE MIDDLE SCHOOL
Middle · Grades 6–8 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
427 students
PS 527 EAST SIDE SCHOOL FOR SOCIAL ACTION
Elementary · Grades K–5 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
389 students
PS 77 LOWER LAB SCHOOL
Elementary · Grades K–5 · NEW YORK CITY GEOGRAPHIC DISTRICT # 2
368 students
PS 169 ROBERT F KENNEDY
Other · Grades K–12 · NYC SPECIAL SCHOOLS - DISTRICT 75
354 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.1%

Net yield (after ~40% expenses)2.4%

Annual rent$48,361

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$6,011

Loan principal$950,941

Down payment$237,735

Total interest paid$1,212,873

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.89

Monthly cost to own$7,625

Monthly rent$4,030

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 6th percentile^[1]
Rental yield: 21st percentile^[2]
Property tax: 9th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10128?: The typical home in 10128 is worth $1,188,677, based on the Zillow Home Value Index.
Are home values rising in 10128?: Home values in 10128 are up 1.8% over the past year, and down 0.5% a year over five years.
What is the typical rent in 10128?: A typical home in 10128 rents for about $4,030 a month, a gross rental yield of 4.1%.
What is the property tax rate in 10128?: The effective property tax rate in 10128 is 0.6% — roughly $7,483 a year on a typical home.
Who lives in 10128?: ZIP code 10128 has a population of 57,976 and a median household income of $147,772.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

11228 vs 10128 →
New York, NY
Typical home
$1,192,140
Gross yield
2.9%
07624 vs 10128 →
Closter, NJ
Typical home
$1,182,152
Gross yield
5.0%
11791
Syosset CDP, NY
Typical home
$1,182,122
Gross yield
4.7%
08736
Manasquan, NJ
Typical home
$1,178,087
Gross yield
—
11939
East Marion CDP, NY
Typical home
$1,199,315
Gross yield
—
11216
New York, NY
Typical home
$1,203,166
Gross yield
3.4%

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Pit ZIP 10128 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · NY10128

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