HousingHandbookReference data

U.S. ZIP Code · NY10303

Richmond County · New York-Newark-Jersey City, NY-NJ

Typical home value

$549,615[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+4.7%
10-year / yr
+6.3%

Relative price

vs U.S.
+93.5%
vs metro
-24.7%
vs state
+72.5%
ZIP 10303 location in NY
Location of ZIP 10303 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10303 is worth $549,615 — 24.7% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 4.3%. Homes here rent for a typical $3,328 a month — a 7.3% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,328[2]
Gross yield
7.3%[2]
Cap rate
4.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$4,675[3]

#Climate risk

FEMA National Risk Index ratings for Richmond County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
26,497[3]
Median household income
$83,947[3]

#Migration

Household moves in and out of Richmond County over a year, from IRS tax-return data.

Net migration
-1,804[5]
Moved in
9,007
Moved out
10,811

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
3
Middle
0
High
0
  • NEW WORLD PREPARATORY CHARTER SCHOOL

    Elementary · Grades K–8 · NEW WORLD PREPARATORY CHARTER SCHOOL

    805 students

  • PS 22 GRANITEVILLE

    Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    768 students

  • PS 44 THOMAS C BROWN

    Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    537 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.3%
Net yield (after ~40% expenses)4.4%
Annual rent$39,934

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,779
Loan principal$439,692
Down payment$109,923
Total interest paid$560,803

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.09
Monthly cost to own$3,626
Monthly rent$3,328

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
26th percentile[1]
Rental yield
93rd percentile[2]
Property tax
20th percentile[3]

Frequently asked

How much is a home worth in ZIP code 10303?
The typical home in 10303 is worth $549,615, based on the Zillow Home Value Index.
Are home values rising in 10303?
Home values in 10303 are up 4.3% over the past year, and up 4.7% a year over five years.
What is the typical rent in 10303?
A typical home in 10303 rents for about $3,328 a month, a gross rental yield of 7.3%.
What is the property tax rate in 10303?
The effective property tax rate in 10303 is 0.9% — roughly $4,675 a year on a typical home.
Who lives in 10303?
ZIP code 10303 has a population of 26,497 and a median household income of $83,947.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bloomingdale, NJ

    Typical home
    $549,771
    Gross yield
  • Paterson, NJ

    Typical home
    $549,213
    Gross yield
  • New York, NY

    Typical home
    $550,792
    Gross yield
    6.3%
  • Mount Tabor CDP, NJ

    Typical home
    $550,819
    Gross yield
  • Pompton Lakes, NJ

    Typical home
    $551,267
    Gross yield
  • Yaphank CDP, NY

    Typical home
    $547,579
    Gross yield
    8.1%

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