How much is a home worth in ZIP code 10305?

The typical home in 10305 is worth $724,793, based on the Zillow Home Value Index.

Are home values rising in 10305?

Home values in 10305 are up 4.9% over the past year, and up 4.2% a year over five years.

What is the typical rent in 10305?

A typical home in 10305 rents for about $2,925 a month, a gross rental yield of 4.8%.

What is the property tax rate in 10305?

The effective property tax rate in 10305 is 0.8% — roughly $5,503 a year on a typical home.

ZIP code 10305 has a population of 41,270 and a median household income of $83,413.

HousingHandbookReference data

…

U.S. ZIP Code · NY10305

Richmond County · New York-Newark-Jersey City, NY-NJ

Typical home value

$724,793^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.9%
5-year / yr: +4.2%
10-year / yr: +4.9%

Relative price

vs U.S.: +155.1%
vs metro: ≈ metro median
vs state: +127.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10305 is worth $724,793. Over the past year, values have risen 4.9%. Homes here rent for a typical $2,925 a month — a 4.8% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,925^[2]
Gross yield: 4.8%^[2]
Cap rate: 2.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $5,503^[3]

#Climate risk

FEMA National Risk Index ratings for Richmond County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 41,270^[3]
Median household income: $83,413^[3]

#Migration

Household moves in and out of Richmond County over a year, from IRS tax-return data.

Net migration: -1,804^[5]
Moved in: 9,007
Moved out: 10,811

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 5
Middle: 0
High: 0

PS 13 M L LINDEMEYER
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
775 students
PS 52 JOHN C THOMPSON
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
616 students
PS 39 FRANCIS J MURPHY JR
Elementary · Grades K–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
479 students
PS 46 ALBERT V MANISCALCO
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
179 students
STATEN ISLAND HEBREW PUBLIC CHARTER SCHOOL
Elementary · Grades K–2 · STATEN ISLAND HEBREW PUBLIC CHARTER SCHOOL
153 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.8%

Net yield (after ~40% expenses)2.9%

Annual rent$35,100

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,665

Loan principal$579,834

Down payment$144,959

Total interest paid$739,547

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.62

Monthly cost to own$4,728

Monthly rent$2,925

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 21st percentile^[1]
Rental yield: 44th percentile^[2]
Property tax: 16th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10305?: The typical home in 10305 is worth $724,793, based on the Zillow Home Value Index.
Are home values rising in 10305?: Home values in 10305 are up 4.9% over the past year, and up 4.2% a year over five years.
What is the typical rent in 10305?: A typical home in 10305 rents for about $2,925 a month, a gross rental yield of 4.8%.
What is the property tax rate in 10305?: The effective property tax rate in 10305 is 0.8% — roughly $5,503 a year on a typical home.
Who lives in 10305?: ZIP code 10305 has a population of 41,270 and a median household income of $83,413.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

11003 vs 10305 →
Elmont CDP, NY
Typical home
$724,813
Gross yield
—
10970 vs 10305 →
Pomona, NY
Typical home
$724,716
Gross yield
—
11518
East Rockaway, NY
Typical home
$726,409
Gross yield
4.6%
11413
New York, NY
Typical home
$726,413
Gross yield
5.3%
11203
New York, NY
Typical home
$727,265
Gross yield
4.8%
10461
New York, NY
Typical home
$722,302
Gross yield
4.1%

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#Jump to section

U.S. ZIP Code · NY10305

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