How much is a home worth in ZIP code 10312?

The typical home in 10312 is worth $756,002, based on the Zillow Home Value Index.

Are home values rising in 10312?

Home values in 10312 are up 5.2% over the past year, and up 4.3% a year over five years.

What is the typical rent in 10312?

A typical home in 10312 rents for about $2,614 a month, a gross rental yield of 4.1%.

What is the property tax rate in 10312?

The effective property tax rate in 10312 is 0.9% — roughly $7,013 a year on a typical home.

ZIP code 10312 has a population of 63,469 and a median household income of $110,719.

HousingHandbookReference data

…

U.S. ZIP Code · NY10312

Richmond County · New York-Newark-Jersey City, NY-NJ

Typical home value

$756,002^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.2%
5-year / yr: +4.3%
10-year / yr: +4.7%

Relative price

vs U.S.: +166.1%
vs metro: +3.6%
vs state: +137.3%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10312 is worth $756,002 — 3.6% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 5.2%. Homes here rent for a typical $2,614 a month — a 4.1% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,614^[2]
Gross yield: 4.1%^[2]
Cap rate: 2.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.9%^[3]
Typical annual tax: $7,013^[3]

#Climate risk

FEMA National Risk Index ratings for Richmond County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively High
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Relatively High

#Who lives here

Population: 63,469^[3]
Median household income: $110,719^[3]

#Migration

Household moves in and out of Richmond County over a year, from IRS tax-return data.

Net migration: -1,804^[5]
Moved in: 9,007
Moved out: 10,811

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 8
Elementary: 5
Middle: 2
High: 1

TOTTENVILLE HIGH SCHOOL
High · Grades 9–12 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
3,797 students
IS 75 FRANK D PAULO
Middle · Grades 6–8 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
1,503 students
IS 7 ELIAS BERNSTEIN
Middle · Grades 6–8 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
1,197 students
PS 42 ELTINGVILLE
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
1,002 students
PS 36 J C DRUMGOOLE
Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31
864 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.1%

Net yield (after ~40% expenses)2.5%

Annual rent$31,367

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,823

Loan principal$604,802

Down payment$151,200

Total interest paid$771,391

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.93

Monthly cost to own$5,039

Monthly rent$2,614

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 22nd percentile^[1]
Rental yield: 23rd percentile^[2]
Property tax: 23rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10312?: The typical home in 10312 is worth $756,002, based on the Zillow Home Value Index.
Are home values rising in 10312?: Home values in 10312 are up 5.2% over the past year, and up 4.3% a year over five years.
What is the typical rent in 10312?: A typical home in 10312 rents for about $2,614 a month, a gross rental yield of 4.1%.
What is the property tax rate in 10312?: The effective property tax rate in 10312 is 0.9% — roughly $7,013 a year on a typical home.
Who lives in 10312?: ZIP code 10312 has a population of 63,469 and a median household income of $110,719.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

07307 vs 10312 →
Jersey City, NJ
Typical home
$756,071
Gross yield
4.1%
11705 vs 10312 →
Bayport CDP, NY
Typical home
$756,379
Gross yield
—
10960
Upper Nyack, NY
Typical home
$756,691
Gross yield
4.2%
11420
New York, NY
Typical home
$755,269
Gross yield
—
07927
Cedar Knolls CDP, NJ
Typical home
$757,629
Gross yield
5.1%
07647
Northvale, NJ
Typical home
$757,717
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY10312

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