HousingHandbookReference data

U.S. ZIP Code · NY10314

Richmond County · New York-Newark-Jersey City, NY-NJ

Typical home value

$708,265[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.0%
5-year / yr
+4.5%
10-year / yr
+5.3%

Relative price

vs U.S.
+149.3%
vs metro
-2.9%
vs state
+122.3%
ZIP 10314 location in NY
Location of ZIP 10314 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10314 is worth $708,265 — 2.9% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 6.0%. Homes here rent for a typical $2,897 a month — a 4.9% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,897[2]
Gross yield
4.9%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$6,142[3]

#Climate risk

FEMA National Risk Index ratings for Richmond County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
93,915[3]
Median household income
$104,613[3]

#Migration

Household moves in and out of Richmond County over a year, from IRS tax-return data.

Net migration
-1,804[5]
Moved in
9,007
Moved out
10,811

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
16
Elementary
9
Middle
2
High
5
  • SUSAN E WAGNER HIGH SCHOOL

    High · Grades 9–12 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    2,841 students

  • IS 72 ROCCO LAURIE

    Middle · Grades 6–8 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    1,458 students

  • STATEN ISLAND SCHOOL OF CIVIC LEADERSHIP

    Elementary · Grades PK–8 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    839 students

  • PS 54 CHARLES W LENG

    Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    788 students

  • PS 69 DANIEL D TOMPKINS

    Elementary · Grades PK–5 · NEW YORK CITY GEOGRAPHIC DISTRICT #31

    729 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.9%
Net yield (after ~40% expenses)2.9%
Annual rent$34,768

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,581
Loan principal$566,612
Down payment$141,653
Total interest paid$722,682

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.62
Monthly cost to own$4,685
Monthly rent$2,897

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
24th percentile[1]
Rental yield
47th percentile[2]
Property tax
21st percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 10314?
The typical home in 10314 is worth $708,265, based on the Zillow Home Value Index.
Are home values rising in 10314?
Home values in 10314 are up 6.0% over the past year, and up 4.5% a year over five years.
What is the typical rent in 10314?
A typical home in 10314 rents for about $2,897 a month, a gross rental yield of 4.9%.
What is the property tax rate in 10314?
The effective property tax rate in 10314 is 0.9% — roughly $6,142 a year on a typical home.
Who lives in 10314?
ZIP code 10314 has a population of 93,915 and a median household income of $104,613.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $708,473
    Gross yield
    5.1%
  • New York, NY

    Typical home
    $708,746
    Gross yield
  • New York, NY

    Typical home
    $708,875
    Gross yield
    4.6%
  • East Islip CDP, NY

    Typical home
    $706,684
    Gross yield
    4.5%
  • Teterboro, NJ

    Typical home
    $706,283
    Gross yield
  • Springfield CDP, NJ

    Typical home
    $710,375
    Gross yield
    4.5%

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