How much is a home worth in ZIP code 10522?

The typical home in 10522 is worth $986,856, based on the Zillow Home Value Index.

Are home values rising in 10522?

Home values in 10522 are up 9.2% over the past year, and up 5.8% a year over five years.

What is the typical rent in 10522?

A typical home in 10522 rents for about $3,825 a month, a gross rental yield of 4.7%.

What is the property tax rate in 10522?

The effective property tax rate in 10522 is 1.9% — roughly $18,300 a year on a typical home.

ZIP code 10522 has a population of 11,502 and a median household income of $165,417.

HousingHandbookReference data

…

U.S. ZIP Code · NY10522

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$986,856^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +9.2%
5-year / yr: +5.8%
10-year / yr: +4.4%

Relative price

vs U.S.: +247.4%
vs metro: +35.3%
vs state: +209.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10522 is worth $986,856 — 35.3% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 9.2%. Homes here rent for a typical $3,825 a month — a 4.7% gross rental yield. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,825^[2]
Gross yield: 4.7%^[2]
Cap rate: 2.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.9%^[3]
Typical annual tax: $18,300^[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 11,502^[3]
Median household income: $165,417^[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration: -3,865^[5]
Moved in: 22,013
Moved out: 25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 2
Middle: 2
High: 3

SPRINGHURST ELEMENTARY SCHOOL
Elementary · Grades K–5 · DOBBS FERRY UNION FREE SCHOOL DISTRICT
709 students
DOBBS FERRY HIGH SCHOOL
High · Grades 9–12 · DOBBS FERRY UNION FREE SCHOOL DISTRICT
438 students
DOBBS FERRY MIDDLE SCHOOL
Middle · Grades 6–8 · DOBBS FERRY UNION FREE SCHOOL DISTRICT
341 students
CLARK ACADEMY
High · Grades 7–12 · GREENBURGH-NORTH CASTLE UNION FREE SCHOOL DISTRICT
120 students
GREENBURGH ELEVEN HIGH SCHOOL
High · Grades 9–12 · GREENBURGH ELEVEN UNION FREE SCHOOL DISTRICT
62 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.7%

Net yield (after ~40% expenses)2.8%

Annual rent$45,902

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$4,990

Loan principal$789,485

Down payment$197,371

Total interest paid$1,006,945

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.92

Monthly cost to own$7,334

Monthly rent$3,825

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 43rd percentile^[1]
Rental yield: 37th percentile^[2]
Property tax: 58th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10522?: The typical home in 10522 is worth $986,856, based on the Zillow Home Value Index.
Are home values rising in 10522?: Home values in 10522 are up 9.2% over the past year, and up 5.8% a year over five years.
What is the typical rent in 10522?: A typical home in 10522 rents for about $3,825 a month, a gross rental yield of 4.7%.
What is the property tax rate in 10522?: The effective property tax rate in 10522 is 1.9% — roughly $18,300 a year on a typical home.
Who lives in 10522?: ZIP code 10522 has a population of 11,502 and a median household income of $165,417.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

07764 vs 10522 →
West Long Branch, NJ
Typical home
$986,549
Gross yield
—
07974 vs 10522 →
New Providence, NJ
Typical home
$987,715
Gross yield
2.8%
11944
Greenport West CDP, NY
Typical home
$984,835
Gross yield
—
11557
Hewlett CDP, NY
Typical home
$991,290
Gross yield
—
07650
Palisades Park, NJ
Typical home
$980,982
Gross yield
—
10605
White Plains, NY
Typical home
$980,766
Gross yield
3.8%

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#Jump to section

U.S. ZIP Code · NY10522

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