How much is a home worth in ZIP code 10528?

The typical home in 10528 is worth $1,427,459, based on the Zillow Home Value Index.

Are home values rising in 10528?

Home values in 10528 are up 8.2% over the past year, and up 7.8% a year over five years.

What is the typical rent in 10528?

A typical home in 10528 rents for about $4,858 a month, a gross rental yield of 4.1%.

What is the property tax rate in 10528?

The effective property tax rate in 10528 is 1.8% — roughly $25,307 a year on a typical home.

ZIP code 10528 has a population of 14,091 and a median household income of $154,416.

HousingHandbookReference data

…

U.S. ZIP Code · NY10528

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$1,427,459^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +8.2%
5-year / yr: +7.8%
10-year / yr: +5.1%

Relative price

vs U.S.: +402.5%
vs metro: +95.7%
vs state: +348.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10528 is worth $1,427,459 — 95.7% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 8.2%. Homes here rent for a typical $4,858 a month — a 4.1% gross rental yield. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $4,858^[2]
Gross yield: 4.1%^[2]
Cap rate: 2.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.8%^[3]
Typical annual tax: $25,307^[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Relatively High
Tornado: Relatively Moderate
Earthquake: Relatively Moderate
Winter weather: Very High

#Who lives here

Population: 14,091^[3]
Median household income: $154,416^[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration: -3,865^[5]
Moved in: 22,013
Moved out: 25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 1
Middle: 1
High: 1

HARRISON HIGH SCHOOL
High · Grades 9–12 · HARRISON CENTRAL SCHOOL DISTRICT
1,097 students
LOUIS M KLEIN MIDDLE SCHOOL
Middle · Grades 6–8 · HARRISON CENTRAL SCHOOL DISTRICT
864 students
HARRISON AVENUE ELEMENTARY SCHOOL
Elementary · Grades K–5 · HARRISON CENTRAL SCHOOL DISTRICT
585 students
PARSONS MEMORIAL SCHOOL
Other · Grades K–9 · HARRISON CENTRAL SCHOOL DISTRICT
492 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield4.1%

Net yield (after ~40% expenses)2.5%

Annual rent$58,295

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$7,218

Loan principal$1,141,968

Down payment$285,492

Total interest paid$1,456,517

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.16

Monthly cost to own$10,513

Monthly rent$4,858

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 86th percentile^[1]
Rental yield: 21st percentile^[2]
Property tax: 52nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10528?: The typical home in 10528 is worth $1,427,459, based on the Zillow Home Value Index.
Are home values rising in 10528?: Home values in 10528 are up 8.2% over the past year, and up 7.8% a year over five years.
What is the typical rent in 10528?: A typical home in 10528 rents for about $4,858 a month, a gross rental yield of 4.1%.
What is the property tax rate in 10528?: The effective property tax rate in 10528 is 1.8% — roughly $25,307 a year on a typical home.
Who lives in 10528?: ZIP code 10528 has a population of 14,091 and a median household income of $154,416.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10576 vs 10528 →
Scotts Corners CDP, NY
Typical home
$1,427,780
Gross yield
—
07931 vs 10528 →
Far Hills, NJ
Typical home
$1,429,423
Gross yield
—
07762
Spring Lake, NJ
Typical home
$1,422,874
Gross yield
—
11249
New York, NY
Typical home
$1,438,104
Gross yield
—
10023
New York, NY
Typical home
$1,442,748
Gross yield
—
11770
Fire Island CDP, NY
Typical home
$1,408,982
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY10528

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