HousingHandbookReference data

U.S. ZIP Code · NY10530

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$719,849[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.4%
5-year / yr
+7.2%
10-year / yr
+5.8%

Relative price

vs U.S.
+153.4%
vs metro
-1.3%
vs state
+125.9%
ZIP 10530 location in NY
Location of ZIP 10530 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10530 is worth $719,849 — 1.3% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 7.4%. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$12,831[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
13,892[3]
Median household income
$121,722[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration
-3,865[5]
Moved in
22,013
Moved out
25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
1
  • WOODLANDS MIDDLE/HIGH SCHOOL

    High · Grades 7–12 · GREENBURGH CENTRAL SCHOOL DISTRICT

    688 students

  • HIGHVIEW SCHOOL

    Elementary · Grades 2–3 · GREENBURGH CENTRAL SCHOOL DISTRICT

    283 students

  • EARLY CHILDHOOD PROGRAM

    Prekindergarten · Grades PK · GREENBURGH CENTRAL SCHOOL DISTRICT

    62 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,640
Loan principal$575,879
Down payment$143,970
Total interest paid$734,502

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$5,308
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
77th percentile[1]
Rental yield
[2]
Property tax
52nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 10530?
The typical home in 10530 is worth $719,849, based on the Zillow Home Value Index.
Are home values rising in 10530?
Home values in 10530 are up 7.4% over the past year, and up 7.2% a year over five years.
What is the property tax rate in 10530?
The effective property tax rate in 10530 is 1.8% — roughly $12,831 a year on a typical home.
Who lives in 10530?
ZIP code 10530 has a population of 13,892 and a median household income of $121,722.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Boonton, NJ

    Typical home
    $719,877
    Gross yield
    4.4%
  • Fair Lawn, NJ

    Typical home
    $720,028
    Gross yield
  • Levittown CDP, NY

    Typical home
    $720,626
    Gross yield
    4.9%
  • Miller Place CDP, NY

    Typical home
    $720,629
    Gross yield
  • Cream Ridge CDP, NJ

    Typical home
    $720,870
    Gross yield
  • Dover Beaches South CDP, NJ

    Typical home
    $718,553
    Gross yield

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