HousingHandbookReference data

U.S. ZIP Code · NY10532

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$790,658[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.3%
5-year / yr
+4.5%
10-year / yr
+3.9%

Relative price

vs U.S.
+178.3%
vs metro
+8.4%
vs state
+148.2%
ZIP 10532 location in NY
Location of ZIP 10532 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10532 is worth $790,658 — 8.4% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 2.3%. The effective property tax rate is 2.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.1%[3]
Typical annual tax
$16,813[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
5,347[3]
Median household income
$141,157[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration
-3,865[5]
Moved in
22,013
Moved out
25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
1
  • HAWTHORNE ELEMENTARY SCHOOL

    Elementary · Grades K–2 · MOUNT PLEASANT CENTRAL SCHOOL DISTRICT

    451 students

  • CEDAR KNOLLS ACADEMY

    Other · Grades K–12 · HAWTHORNE-CEDAR KNOLLS UNION FREE SCHOOL DISTRICT

    66 students

  • LINDEN HILL HIGH SCHOOL

    High · Grades 6–12 · HAWTHORNE-CEDAR KNOLLS UNION FREE SCHOOL DISTRICT

    48 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,998
Loan principal$632,526
Down payment$158,132
Total interest paid$806,752

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,060
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
24th percentile[1]
Rental yield
[2]
Property tax
81st percentile[3]

Frequently asked

How much is a home worth in ZIP code 10532?
The typical home in 10532 is worth $790,658, based on the Zillow Home Value Index.
Are home values rising in 10532?
Home values in 10532 are up 2.3% over the past year, and up 4.5% a year over five years.
What is the property tax rate in 10532?
The effective property tax rate in 10532 is 2.1% — roughly $16,813 a year on a typical home.
Who lives in 10532?
ZIP code 10532 has a population of 5,347 and a median household income of $141,157.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Westbury, NY

    Typical home
    $790,327
    Gross yield
    5.0%
  • Blauvelt CDP, NY

    Typical home
    $791,145
    Gross yield
  • New York, NY

    Typical home
    $791,484
    Gross yield
    3.0%
  • Seaford CDP, NY

    Typical home
    $792,536
    Gross yield
  • New York, NY

    Typical home
    $792,835
    Gross yield
  • New York, NY

    Typical home
    $792,988
    Gross yield
    7.5%

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