HousingHandbookReference data

U.S. ZIP Code · NY10601

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$472,398[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.1%
5-year / yr
+4.2%
10-year / yr
+3.7%

Relative price

vs U.S.
+66.3%
vs metro
-35.2%
vs state
+48.3%
ZIP 10601 location in NY
Location of ZIP 10601 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10601 is worth $472,398 — 35.2% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 2.1%. Homes here rent for a typical $3,371 a month — a 8.6% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,371[2]
Gross yield
8.6%[2]
Cap rate
5.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$4,317[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
11,930[3]
Median household income
$85,859[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration
-3,865[5]
Moved in
22,013
Moved out
25,878

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.6%
Net yield (after ~40% expenses)5.1%
Annual rent$40,458

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,389
Loan principal$377,919
Down payment$94,480
Total interest paid$482,014

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.93
Monthly cost to own$3,141
Monthly rent$3,371

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
22nd percentile[1]
Rental yield
99th percentile[2]
Property tax
22nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 10601?
The typical home in 10601 is worth $472,398, based on the Zillow Home Value Index.
Are home values rising in 10601?
Home values in 10601 are up 2.1% over the past year, and up 4.2% a year over five years.
What is the typical rent in 10601?
A typical home in 10601 rents for about $3,371 a month, a gross rental yield of 8.6%.
What is the property tax rate in 10601?
The effective property tax rate in 10601 is 0.9% — roughly $4,317 a year on a typical home.
Who lives in 10601?
ZIP code 10601 has a population of 11,930 and a median household income of $85,859.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Vauxhall CDP, NJ

    Typical home
    $474,822
    Gross yield
  • NJ

    Typical home
    $469,315
    Gross yield
    4.8%
  • Ross Corner CDP, NJ

    Typical home
    $475,890
    Gross yield
  • Paterson, NJ

    Typical home
    $475,984
    Gross yield
    5.1%
  • Newark, NJ

    Typical home
    $467,687
    Gross yield
    5.1%
  • Putnam Lake CDP, NY

    Typical home
    $467,269
    Gross yield

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