HousingHandbookReference data

U.S. ZIP Code · NY10805

Westchester County · New York-Newark-Jersey City, NY-NJ

Typical home value

$552,178[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.4%
5-year / yr
+5.9%
10-year / yr
+5.1%

Relative price

vs U.S.
+94.4%
vs metro
-24.3%
vs state
+73.3%
ZIP 10805 location in NY
Location of ZIP 10805 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10805 is worth $552,178 — 24.3% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 6.4%. Homes here rent for a typical $2,970 a month — a 6.5% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,970[2]
Gross yield
6.5%[2]
Cap rate
3.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$9,113[3]

#Climate risk

FEMA National Risk Index ratings for Westchester County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
20,903[3]
Median household income
$102,109[3]

#Migration

Household moves in and out of Westchester County over a year, from IRS tax-return data.

Net migration
-3,865[5]
Moved in
22,013
Moved out
25,878

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
1
High
0
  • ISAAC E YOUNG MIDDLE SCHOOL

    Middle · Grades 6–8 · NEW ROCHELLE CITY SCHOOL DISTRICT

    1,136 students

  • TRINITY ELEMENTARY SCHOOL

    Elementary · Grades K–5 · NEW ROCHELLE CITY SCHOOL DISTRICT

    851 students

  • JEFFERSON ELEMENTARY SCHOOL

    Elementary · Grades K–5 · NEW ROCHELLE CITY SCHOOL DISTRICT

    517 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.5%
Net yield (after ~40% expenses)3.9%
Annual rent$35,644

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,792
Loan principal$441,742
Down payment$110,436
Total interest paid$563,418

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.35
Monthly cost to own$4,012
Monthly rent$2,970

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
45th percentile[1]
Rental yield
86th percentile[2]
Property tax
44th percentile[3]

Frequently asked

How much is a home worth in ZIP code 10805?
The typical home in 10805 is worth $552,178, based on the Zillow Home Value Index.
Are home values rising in 10805?
Home values in 10805 are up 6.4% over the past year, and up 5.9% a year over five years.
What is the typical rent in 10805?
A typical home in 10805 rents for about $2,970 a month, a gross rental yield of 6.5%.
What is the property tax rate in 10805?
The effective property tax rate in 10805 is 1.7% — roughly $9,113 a year on a typical home.
Who lives in 10805?
ZIP code 10805 has a population of 20,903 and a median household income of $102,109.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • New York, NY

    Typical home
    $552,372
    Gross yield
    7.2%
  • Carteret, NJ

    Typical home
    $551,751
    Gross yield
    5.3%
  • Pompton Lakes, NJ

    Typical home
    $551,267
    Gross yield
  • Mount Tabor CDP, NJ

    Typical home
    $550,819
    Gross yield
  • New York, NY

    Typical home
    $550,792
    Gross yield
    6.3%
  • Bloomingdale, NJ

    Typical home
    $549,771
    Gross yield

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