HousingHandbookReference data

U.S. ZIP Code · NY10928

Orange County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$411,871[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.5%
5-year / yr
+7.6%
10-year / yr
+7.1%

Relative price

vs U.S.
+45.0%
vs metro
-16.1%
vs state
+29.3%
ZIP 10928 location in NY
Location of ZIP 10928 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10928 is worth $411,871 — 16.1% below the Kiryas Joel-Poughkeepsie-Newburgh, NY median. Over the past year, values have risen 1.5%. Homes here rent for a typical $3,533 a month — a 10.3% gross rental yield. The effective property tax rate is 2.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,533[2]
Gross yield
10.3%[2]
Cap rate
6.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.6%[3]
Typical annual tax
$10,895[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
5,071[3]
Median household income
$102,347[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration
-1,104[5]
Moved in
9,064
Moved out
10,168

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
1
High
0
  • HIGHLAND FALLS INTERMEDIATE SCHOOL

    Middle · Grades 3–8 · HIGHLAND FALLS CENTRAL SCHOOL DISTRICT

    318 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.3%
Net yield (after ~40% expenses)6.2%
Annual rent$42,400

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,083
Loan principal$329,497
Down payment$82,374
Total interest paid$420,255

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.94
Monthly cost to own$3,335
Monthly rent$3,533

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
100th percentile[2]
Property tax
98th percentile[3]

Frequently asked

How much is a home worth in ZIP code 10928?
The typical home in 10928 is worth $411,871, based on the Zillow Home Value Index.
Are home values rising in 10928?
Home values in 10928 are up 1.5% over the past year, and up 7.6% a year over five years.
What is the typical rent in 10928?
A typical home in 10928 rents for about $3,533 a month, a gross rental yield of 10.3%.
What is the property tax rate in 10928?
The effective property tax rate in 10928 is 2.6% — roughly $10,895 a year on a typical home.
Who lives in 10928?
ZIP code 10928 has a population of 5,071 and a median household income of $102,347.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Greenwood Lake, NY

    Typical home
    $411,903
    Gross yield
  • Dover Plains CDP, NY

    Typical home
    $411,333
    Gross yield
  • Walden, NY

    Typical home
    $414,786
    Gross yield
  • Wassaic CDP, NY

    Typical home
    $414,907
    Gross yield
  • Haviland CDP, NY

    Typical home
    $403,087
    Gross yield
    6.5%
  • Wingdale CDP, NY

    Typical home
    $423,088
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 10928 against any other ZIP — full side-by-side table.

Compare 10928

#Jump to section