How much is a home worth in ZIP code 10954?

The typical home in 10954 is worth $625,765, based on the Zillow Home Value Index.

Are home values rising in 10954?

Home values in 10954 are up 1.8% over the past year, and up 6.2% a year over five years.

What is the typical rent in 10954?

A typical home in 10954 rents for about $2,955 a month, a gross rental yield of 5.7%.

What is the property tax rate in 10954?

The effective property tax rate in 10954 is 2.3% — roughly $14,459 a year on a typical home.

ZIP code 10954 has a population of 26,495 and a median household income of $116,332.

HousingHandbookReference data

…

U.S. ZIP Code · NY10954

Rockland County · New York-Newark-Jersey City, NY-NJ

Typical home value

$625,765^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.8%
5-year / yr: +6.2%
10-year / yr: +5.9%

Relative price

vs U.S.: +120.3%
vs metro: -14.2%
vs state: +96.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10954 is worth $625,765 — 14.2% below the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 1.8%. Homes here rent for a typical $2,955 a month — a 5.7% gross rental yield. The effective property tax rate is 2.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,955^[2]
Gross yield: 5.7%^[2]
Cap rate: 3.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.3%^[3]
Typical annual tax: $14,459^[3]

#Climate risk

FEMA National Risk Index ratings for Rockland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Moderate
Wildfire: Very Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 26,495^[3]
Median household income: $116,332^[3]

#Migration

Household moves in and out of Rockland County over a year, from IRS tax-return data.

Net migration: -2,413^[5]
Moved in: 4,807
Moved out: 7,220

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

NANUET SENIOR HIGH SCHOOL
High · Grades 9–12 · NANUET UNION FREE SCHOOL DISTRICT
761 students
A MACARTHUR BARR MIDDLE SCHOOL
Middle · Grades 5–8 · NANUET UNION FREE SCHOOL DISTRICT
654 students
GEORGE W MILLER ELEMENTARY SCHOOL
Elementary · Grades K–2 · NANUET UNION FREE SCHOOL DISTRICT
426 students
BARDONIA ELEMENTARY SCHOOL
Elementary · Grades K–5 · CLARKSTOWN CENTRAL SCHOOL DISTRICT
355 students
HIGHVIEW ELEMENTARY SCHOOL
Elementary · Grades 3–4 · NANUET UNION FREE SCHOOL DISTRICT
317 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.7%

Net yield (after ~40% expenses)3.4%

Annual rent$35,455

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$3,164

Loan principal$500,612

Down payment$125,153

Total interest paid$638,503

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.66

Monthly cost to own$4,890

Monthly rent$2,955

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 51st percentile^[1]
Rental yield: 72nd percentile^[2]
Property tax: 92nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10954?: The typical home in 10954 is worth $625,765, based on the Zillow Home Value Index.
Are home values rising in 10954?: Home values in 10954 are up 1.8% over the past year, and up 6.2% a year over five years.
What is the typical rent in 10954?: A typical home in 10954 rents for about $2,955 a month, a gross rental yield of 5.7%.
What is the property tax rate in 10954?: The effective property tax rate in 10954 is 2.3% — roughly $14,459 a year on a typical home.
Who lives in 10954?: ZIP code 10954 has a population of 26,495 and a median household income of $116,332.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

07013 vs 10954 →
Clifton, NJ
Typical home
$626,381
Gross yield
4.7%
11414 vs 10954 →
New York, NY
Typical home
$624,878
Gross yield
5.8%
11706
Bay Shore CDP, NY
Typical home
$627,214
Gross yield
5.3%
11364
New York, NY
Typical home
$628,500
Gross yield
5.5%
08816
NJ
Typical home
$622,798
Gross yield
5.3%
07435
Newfoundland CDP, NJ
Typical home
$622,087
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY10954

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