HousingHandbookReference data

U.S. ZIP Code · NY10990

Orange County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$568,153[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+6.8%
10-year / yr
+6.8%

Relative price

vs U.S.
+100.0%
vs metro
+15.8%
vs state
+78.3%
ZIP 10990 location in NY
Location of ZIP 10990 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10990 is worth $568,153 — 15.8% above the Kiryas Joel-Poughkeepsie-Newburgh, NY median. Over the past year, values have risen 4.7%. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$12,543[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
20,368[3]
Median household income
$125,870[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration
-1,104[5]
Moved in
9,064
Moved out
10,168

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • WARWICK VALLEY HIGH SCHOOL

    High · Grades 9–12 · WARWICK VALLEY CENTRAL SCHOOL DISTRICT

    1,345 students

  • WARWICK VALLEY MIDDLE SCHOOL

    Middle · Grades 5–8 · WARWICK VALLEY CENTRAL SCHOOL DISTRICT

    1,071 students

  • SANFORDVILLE ELEMENTARY SCHOOL

    Elementary · Grades K–4 · WARWICK VALLEY CENTRAL SCHOOL DISTRICT

    796 students

  • PARK AVENUE ELEMENTARY SCHOOL

    Elementary · Grades K–4 · WARWICK VALLEY CENTRAL SCHOOL DISTRICT

    477 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,873
Loan principal$454,523
Down payment$113,631
Total interest paid$579,718

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$4,393
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
29th percentile[1]
Rental yield
[2]
Property tax
83rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 10990?
The typical home in 10990 is worth $568,153, based on the Zillow Home Value Index.
Are home values rising in 10990?
Home values in 10990 are up 4.7% over the past year, and up 6.8% a year over five years.
What is the property tax rate in 10990?
The effective property tax rate in 10990 is 2.2% — roughly $12,543 a year on a typical home.
Who lives in 10990?
ZIP code 10990 has a population of 20,368 and a median household income of $125,870.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Woodbury, NY

    Typical home
    $564,919
    Gross yield
  • Goshen, NY

    Typical home
    $563,739
    Gross yield
    5.5%
  • Hopewell Junction CDP, NY

    Typical home
    $575,690
    Gross yield
  • Freedom Plains CDP, NY

    Typical home
    $560,365
    Gross yield
  • NY

    Typical home
    $556,789
    Gross yield
  • NY

    Typical home
    $551,222
    Gross yield

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