How much is a home worth in ZIP code 10992?

The typical home in 10992 is worth $523,227, based on the Zillow Home Value Index.

Are home values rising in 10992?

Home values in 10992 are up 4.8% over the past year, and up 8.1% a year over five years.

What is the typical rent in 10992?

A typical home in 10992 rents for about $3,450 a month, a gross rental yield of 7.9%.

What is the property tax rate in 10992?

The effective property tax rate in 10992 is 2.1% — roughly $11,009 a year on a typical home.

ZIP code 10992 has a population of 9,843 and a median household income of $112,353.

HousingHandbookReference data

…

U.S. ZIP Code · NY10992

Orange County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$523,227^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.8%
5-year / yr: +8.1%
10-year / yr: +7.9%

Relative price

vs U.S.: +84.2%
vs metro: +6.6%
vs state: +64.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 10992 is worth $523,227 — 6.6% above the Kiryas Joel-Poughkeepsie-Newburgh, NY median. Over the past year, values have risen 4.8%. Homes here rent for a typical $3,450 a month — a 7.9% gross rental yield. The effective property tax rate is 2.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,450^[2]
Gross yield: 7.9%^[2]
Cap rate: 4.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.1%^[3]
Typical annual tax: $11,009^[3]

#Climate risk

FEMA National Risk Index ratings for Orange County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Moderate
Heat wave: Relatively Moderate
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 9,843^[3]
Median household income: $112,353^[3]

#Migration

Household moves in and out of Orange County over a year, from IRS tax-return data.

Net migration: -1,104^[5]
Moved in: 9,064
Moved out: 10,168

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 2
Middle: 1
High: 1

WASHINGTONVILLE SENIOR HIGH SCHOOL
High · Grades 9–12 · WASHINGTONVILLE CENTRAL SCHOOL DISTRICT
1,319 students
WASHINGTONVILLE MIDDLE SCHOOL
Middle · Grades 6–9 · WASHINGTONVILLE CENTRAL SCHOOL DISTRICT
902 students
ROUND HILL ELEMENTARY SCHOOL
Elementary · Grades PK–5 · WASHINGTONVILLE CENTRAL SCHOOL DISTRICT
673 students
TAFT ELEMENTARY SCHOOL
Elementary · Grades K–5 · WASHINGTONVILLE CENTRAL SCHOOL DISTRICT
533 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield7.9%

Net yield (after ~40% expenses)4.7%

Annual rent$41,400

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,646

Loan principal$418,581

Down payment$104,645

Total interest paid$533,877

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.16

Monthly cost to own$3,997

Monthly rent$3,450

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 95th percentile^[1]
Rental yield: 94th percentile^[2]
Property tax: 75th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 10992?: The typical home in 10992 is worth $523,227, based on the Zillow Home Value Index.
Are home values rising in 10992?: Home values in 10992 are up 4.8% over the past year, and up 8.1% a year over five years.
What is the typical rent in 10992?: A typical home in 10992 rents for about $3,450 a month, a gross rental yield of 7.9%.
What is the property tax rate in 10992?: The effective property tax rate in 10992 is 2.1% — roughly $11,009 a year on a typical home.
Who lives in 10992?: ZIP code 10992 has a population of 9,843 and a median household income of $112,353.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

10918 vs 10992 →
Chester, NY
Typical home
$522,724
Gross yield
6.0%
12531 vs 10992 →
Shorehaven CDP, NY
Typical home
$522,696
Gross yield
—
10950
South Blooming Grove, NY
Typical home
$524,411
Gross yield
6.7%
12585
NY
Typical home
$525,433
Gross yield
—
10973
NY
Typical home
$520,774
Gross yield
—
12518
Firthcliffe CDP, NY
Typical home
$526,105
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY10992

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