HousingHandbookReference data

U.S. ZIP Code · NY11746

Suffolk County · New York-Newark-Jersey City, NY-NJ

Typical home value

$778,581[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.6%
5-year / yr
+7.1%
10-year / yr
+6.2%

Relative price

vs U.S.
+174.1%
vs metro
+6.7%
vs state
+144.4%
ZIP 11746 location in NY
Location of ZIP 11746 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 11746 is worth $778,581 — 6.7% above the New York-Newark-Jersey City, NY-NJ median. Over the past year, values have risen 3.6%. Homes here rent for a typical $3,136 a month — a 4.8% gross rental yield. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,136[2]
Gross yield
4.8%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$14,240[3]

#Climate risk

FEMA National Risk Index ratings for Suffolk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Very High
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
65,747[3]
Median household income
$164,589[3]

#Migration

Household moves in and out of Suffolk County over a year, from IRS tax-return data.

Net migration
-5,930[5]
Moved in
23,778
Moved out
29,708

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
18
Elementary
8
Middle
4
High
5
  • WALT WHITMAN HIGH SCHOOL

    High · Grades 9–12 · SOUTH HUNTINGTON UNION FREE SCHOOL DISTRICT

    1,981 students

  • HALF HOLLOW HILLS HIGH SCHOOL EAST

    High · Grades 9–12 · HALF HOLLOW HILLS CENTRAL SCHOOL DISTRICT

    1,440 students

  • HALF HOLLOW HILLS HIGH SCHOOL WEST

    High · Grades 9–12 · HALF HOLLOW HILLS CENTRAL SCHOOL DISTRICT

    989 students

  • HENRY L STIMSON MIDDLE SCHOOL

    Middle · Grades 7–8 · SOUTH HUNTINGTON UNION FREE SCHOOL DISTRICT

    837 students

  • WESTERN SUFFOLK BOCES

    Other · Grades K–12 · WESTERN SUFFOLK BOCES

    775 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.8%
Net yield (after ~40% expenses)2.9%
Annual rent$37,635

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,937
Loan principal$622,865
Down payment$155,716
Total interest paid$794,429

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.84
Monthly cost to own$5,773
Monthly rent$3,136

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
74th percentile[1]
Rental yield
43rd percentile[2]
Property tax
55th percentile[3]

Frequently asked

How much is a home worth in ZIP code 11746?
The typical home in 11746 is worth $778,581, based on the Zillow Home Value Index.
Are home values rising in 11746?
Home values in 11746 are up 3.6% over the past year, and up 7.1% a year over five years.
What is the typical rent in 11746?
A typical home in 11746 rents for about $3,136 a month, a gross rental yield of 4.8%.
What is the property tax rate in 11746?
The effective property tax rate in 11746 is 1.8% — roughly $14,240 a year on a typical home.
Who lives in 11746?
ZIP code 11746 has a population of 65,747 and a median household income of $164,589.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Oceanside CDP, NY

    Typical home
    $778,393
    Gross yield
  • Ridgefield, NJ

    Typical home
    $778,847
    Gross yield
    4.2%
  • New York, NY

    Typical home
    $780,008
    Gross yield
  • Yorketown CDP, NJ

    Typical home
    $780,147
    Gross yield
    4.4%
  • New York, NY

    Typical home
    $776,992
    Gross yield
    4.1%
  • Port Jefferson, NY

    Typical home
    $775,452
    Gross yield
    4.9%

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