How much is a home worth in ZIP code 12110?

The typical home in 12110 is worth $402,925, based on the Zillow Home Value Index.

Are home values rising in 12110?

Home values in 12110 are up 4.1% over the past year, and up 6.3% a year over five years.

What is the typical rent in 12110?

A typical home in 12110 rents for about $2,184 a month, a gross rental yield of 6.5%.

What is the property tax rate in 12110?

The effective property tax rate in 12110 is 1.3% — roughly $5,137 a year on a typical home.

ZIP code 12110 has a population of 20,081 and a median household income of $105,024.

HousingHandbookReference data

…

U.S. ZIP Code · NY12110

Albany County · Albany-Schenectady-Troy, NY

Typical home value

$402,925^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +4.1%
5-year / yr: +6.3%
10-year / yr: +5.4%

Relative price

vs U.S.: +41.8%
vs metro: +26.3%
vs state: +26.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12110 is worth $402,925 — 26.3% above the Albany-Schenectady-Troy, NY median. Over the past year, values have risen 4.1%. Homes here rent for a typical $2,184 a month — a 6.5% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,184^[2]
Gross yield: 6.5%^[2]
Cap rate: 3.9%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.3%^[3]
Typical annual tax: $5,137^[3]

#Climate risk

FEMA National Risk Index ratings for Albany County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: No Rating
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 20,081^[3]
Median household income: $105,024^[3]

#Migration

Household moves in and out of Albany County over a year, from IRS tax-return data.

Net migration: -518^[5]
Moved in: 8,979
Moved out: 9,497

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

SHAKER HIGH SCHOOL
High · Grades 9–12 · NORTH COLONIE CSD
2,075 students
SHAKER MIDDLE SCHOOL
Middle · Grades 6–8 · NORTH COLONIE CSD
1,470 students
LATHAM RIDGE SCHOOL
Elementary · Grades K–5 · NORTH COLONIE CSD
451 students
BLUE CREEK SCHOOL
Elementary · Grades K–5 · NORTH COLONIE CSD
439 students
FORTS FERRY SCHOOL
Elementary · Grades K–5 · NORTH COLONIE CSD
439 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.5%

Net yield (after ~40% expenses)3.9%

Annual rent$26,205

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,037

Loan principal$322,340

Down payment$80,585

Total interest paid$411,127

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.28

Monthly cost to own$2,800

Monthly rent$2,184

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 44th percentile^[1]
Rental yield: 68th percentile^[2]
Property tax: 15th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 12110?: The typical home in 12110 is worth $402,925, based on the Zillow Home Value Index.
Are home values rising in 12110?: Home values in 12110 are up 4.1% over the past year, and up 6.3% a year over five years.
What is the typical rent in 12110?: A typical home in 12110 rents for about $2,184 a month, a gross rental yield of 6.5%.
What is the property tax rate in 12110?: The effective property tax rate in 12110 is 1.3% — roughly $5,137 a year on a typical home.
Who lives in 12110?: ZIP code 12110 has a population of 20,081 and a median household income of $105,024.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

12309 vs 12110 →
Niskayuna CDP, NY
Typical home
$403,655
Gross yield
4.6%
12170 vs 12110 →
Stillwater, NY
Typical home
$399,530
Gross yield
—
12196
West Sand Lake CDP, NY
Typical home
$397,739
Gross yield
—
12061
East Greenbush CDP, NY
Typical home
$410,994
Gross yield
—
12009
Altamont, NY
Typical home
$412,251
Gross yield
—
12859
NY
Typical home
$392,978
Gross yield
—

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Pit ZIP 12110 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · NY12110

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