HousingHandbookReference data

U.S. ZIP Code · NY12182

Rensselaer County · Albany-Schenectady-Troy, NY

Typical home value

$258,266[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.8%
5-year / yr
+6.6%
10-year / yr
+5.9%

Relative price

vs U.S.
-9.1%
vs metro
-19.0%
vs state
-18.9%
ZIP 12182 location in NY
Location of ZIP 12182 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12182 is worth $258,266 — 19.0% below the Albany-Schenectady-Troy, NY median. Over the past year, values have risen 4.8%. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$4,695[3]

#Climate risk

FEMA National Risk Index ratings for Rensselaer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
14,867[3]
Median household income
$56,984[3]

#Migration

Household moves in and out of Rensselaer County over a year, from IRS tax-return data.

Net migration
+4[5]
Moved in
4,863
Moved out
4,859

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • LANSINGBURGH SENIOR HIGH SCHOOL

    High · Grades 9–12 · LANSINGBURGH CENTRAL SCHOOL DISTRICT

    660 students

  • TURNPIKE ELEMENTARY SCHOOL

    Elementary · Grades PK–2 · LANSINGBURGH CENTRAL SCHOOL DISTRICT

    501 students

  • RENSSELAER PARK ELEMENTARY SCHOOL

    Elementary · Grades 2–5 · LANSINGBURGH CENTRAL SCHOOL DISTRICT

    447 students

  • KNICKERBACKER MIDDLE SCHOOL

    Middle · Grades 6–8 · LANSINGBURGH CENTRAL SCHOOL DISTRICT

    443 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,306
Loan principal$206,613
Down payment$51,653
Total interest paid$263,523

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,913
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
57th percentile[1]
Rental yield
[2]
Property tax
59th percentile[3]

Frequently asked

How much is a home worth in ZIP code 12182?
The typical home in 12182 is worth $258,266, based on the Zillow Home Value Index.
Are home values rising in 12182?
Home values in 12182 are up 4.8% over the past year, and up 6.6% a year over five years.
What is the property tax rate in 12182?
The effective property tax rate in 12182 is 1.8% — roughly $4,695 a year on a typical home.
Who lives in 12182?
ZIP code 12182 has a population of 14,867 and a median household income of $56,984.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Schenectady, NY

    Typical home
    $259,364
    Gross yield
    6.7%
  • Schenectady, NY

    Typical home
    $254,262
    Gross yield
  • NY

    Typical home
    $262,462
    Gross yield
  • Jefferson CDP, NY

    Typical home
    $253,417
    Gross yield
  • Albany, NY

    Typical home
    $252,546
    Gross yield
    7.1%
  • Albany, NY

    Typical home
    $264,398
    Gross yield
    7.2%

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