HousingHandbookReference data

U.S. ZIP Code · NY12211

Albany County · Albany-Schenectady-Troy, NY

Typical home value

$475,096[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.6%
5-year / yr
+6.9%
10-year / yr
+5.4%

Relative price

vs U.S.
+67.2%
vs metro
+49.0%
vs state
+49.1%
ZIP 12211 location in NY
Location of ZIP 12211 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12211 is worth $475,096 — 49.0% above the Albany-Schenectady-Troy, NY median. Over the past year, values have risen 4.6%. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$7,491[3]

#Climate risk

FEMA National Risk Index ratings for Albany County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
No Rating
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
14,383[3]
Median household income
$156,605[3]

#Migration

Household moves in and out of Albany County over a year, from IRS tax-return data.

Net migration
-518[5]
Moved in
8,979
Moved out
9,497

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
0
High
1
  • SOUTHGATE SCHOOL

    Elementary · Grades K–5 · NORTH COLONIE CSD

    392 students

  • SHAKER ROAD ELEMENTARY SCHOOL

    Elementary · Grades K–4 · SOUTH COLONIE CENTRAL SCHOOL DISTRICT

    329 students

  • LOUDONVILLE SCHOOL

    Elementary · Grades K–5 · NORTH COLONIE CSD

    286 students

  • CAP DIST JUVENILE SECURE DETENTION

    High · Grades 9–12 · ALBANY CITY SCHOOL DISTRICT

    18 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,402
Loan principal$380,077
Down payment$95,019
Total interest paid$484,767

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,424
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
71st percentile[1]
Rental yield
[2]
Property tax
32nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 12211?
The typical home in 12211 is worth $475,096, based on the Zillow Home Value Index.
Are home values rising in 12211?
Home values in 12211 are up 4.6% over the past year, and up 6.9% a year over five years.
What is the property tax rate in 12211?
The effective property tax rate in 12211 is 1.6% — roughly $7,491 a year on a typical home.
Who lives in 12211?
ZIP code 12211 has a population of 14,383 and a median household income of $156,605.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • NY

    Typical home
    $470,238
    Gross yield
  • Clifton Knolls-Mill Creek CDP, NY

    Typical home
    $480,533
    Gross yield
    3.9%
  • Mechanicville, NY

    Typical home
    $467,646
    Gross yield
    3.9%
  • NY

    Typical home
    $482,989
    Gross yield
  • NY

    Typical home
    $484,514
    Gross yield
    4.2%
  • Country Knolls CDP, NY

    Typical home
    $489,888
    Gross yield

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