How much is a home worth in ZIP code 12401?

The typical home in 12401 is worth $386,272, based on the Zillow Home Value Index.

Are home values rising in 12401?

Home values in 12401 are up 2.4% over the past year, and up 7.6% a year over five years.

What is the typical rent in 12401?

A typical home in 12401 rents for about $2,013 a month, a gross rental yield of 6.3%.

What is the property tax rate in 12401?

The effective property tax rate in 12401 is 1.6% — roughly $6,136 a year on a typical home.

ZIP code 12401 has a population of 35,136 and a median household income of $69,305.

HousingHandbookReference data

…

U.S. ZIP Code · NY12401

Ulster County · Kingston, NY

Typical home value

$386,272^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.4%
5-year / yr: +7.6%
10-year / yr: +9.1%

Relative price

vs U.S.: +36.0%
vs metro: -11.7%
vs state: +21.2%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12401 is worth $386,272 — 11.7% below the Kingston, NY median. Over the past year, values have risen 2.4%. Homes here rent for a typical $2,013 a month — a 6.3% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,013^[2]
Gross yield: 6.3%^[2]
Cap rate: 3.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $6,136^[3]

#Climate risk

FEMA National Risk Index ratings for Ulster County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 35,136^[3]
Median household income: $69,305^[3]

#Migration

Household moves in and out of Ulster County over a year, from IRS tax-return data.

Net migration: +148^[5]
Moved in: 4,666
Moved out: 4,518

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 4
Middle: 1
High: 1

KINGSTON HIGH SCHOOL
High · Grades 9–12 · KINGSTON CITY SCHOOL DISTRICT
1,815 students
J WATSON BAILEY MIDDLE SCHOOL
Middle · Grades 5–8 · KINGSTON CITY SCHOOL DISTRICT
943 students
GEORGE WASHINGTON SCHOOL
Elementary · Grades PK–4 · KINGSTON CITY SCHOOL DISTRICT
514 students
HARRY L EDSON SCHOOL
Elementary · Grades K–4 · KINGSTON CITY SCHOOL DISTRICT
413 students
JOHN F KENNEDY SCHOOL
Elementary · Grades K–4 · KINGSTON CITY SCHOOL DISTRICT
375 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.3%

Net yield (after ~40% expenses)3.8%

Annual rent$24,155

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,953

Loan principal$309,018

Down payment$77,254

Total interest paid$394,135

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.38

Monthly cost to own$2,787

Monthly rent$2,013

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 79th percentile^[1]
Rental yield: 20th percentile^[2]
Property tax: 63rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 12401?: The typical home in 12401 is worth $386,272, based on the Zillow Home Value Index.
Are home values rising in 12401?: Home values in 12401 are up 2.4% over the past year, and up 7.6% a year over five years.
What is the typical rent in 12401?: A typical home in 12401 rents for about $2,013 a month, a gross rental yield of 6.3%.
What is the property tax rate in 12401?: The effective property tax rate in 12401 is 1.6% — roughly $6,136 a year on a typical home.
Who lives in 12401?: ZIP code 12401 has a population of 35,136 and a median household income of $69,305.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

12435 vs 12401 →
NY
Typical home
$379,924
Gross yield
—
12465 vs 12401 →
Pine Hill CDP, NY
Typical home
$393,033
Gross yield
—
12410
Pine Hill CDP, NY
Typical home
$394,656
Gross yield
—
12416
NY
Typical home
$395,580
Gross yield
—
12464
Phoenicia CDP, NY
Typical home
$397,171
Gross yield
—
12466
Port Ewen CDP, NY
Typical home
$374,218
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY12401

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