HousingHandbookReference data

U.S. ZIP Code · NY12493

Ulster County · Kingston, NY

Typical home value

$537,494[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.5%
5-year / yr
+7.3%
10-year / yr
+8.1%

Relative price

vs U.S.
+89.2%
vs metro
+22.9%
vs state
+68.7%
ZIP 12493 location in NY
Location of ZIP 12493 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12493 is worth $537,494 — 22.9% above the Kingston, NY median. Over the past year, values have risen 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Ulster County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Relatively Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
526[3]
Median household income
$105,617[3]

#Migration

Household moves in and out of Ulster County over a year, from IRS tax-return data.

Net migration
+148[5]
Moved in
4,666
Moved out
4,518

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,718
Loan principal$429,995
Down payment$107,499
Total interest paid$548,435

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,703
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
58th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 12493?
The typical home in 12493 is worth $537,494, based on the Zillow Home Value Index.
Are home values rising in 12493?
Home values in 12493 are up 1.5% over the past year, and up 7.3% a year over five years.
Who lives in 12493?
ZIP code 12493 has a population of 526 and a median household income of $105,617.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • West Hurley CDP, NY

    Typical home
    $532,897
    Gross yield
  • NY

    Typical home
    $542,679
    Gross yield
  • New Paltz, NY

    Typical home
    $528,902
    Gross yield
    7.3%
  • Gardiner CDP, NY

    Typical home
    $547,014
    Gross yield
  • Accord CDP, NY

    Typical home
    $526,033
    Gross yield
  • Stone Ridge CDP, NY

    Typical home
    $576,807
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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