How much is a home worth in ZIP code 12508?

The typical home in 12508 is worth $541,601, based on the Zillow Home Value Index.

Are home values rising in 12508?

Home values in 12508 are up 5.9% over the past year, and up 7.0% a year over five years.

What is the typical rent in 12508?

A typical home in 12508 rents for about $2,610 a month, a gross rental yield of 5.8%.

What is the property tax rate in 12508?

The effective property tax rate in 12508 is 1.6% — roughly $8,599 a year on a typical home.

ZIP code 12508 has a population of 19,566 and a median household income of $92,461.

HousingHandbookReference data

…

U.S. ZIP Code · NY12508

Dutchess County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$541,601^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.9%
5-year / yr: +7.0%
10-year / yr: +8.7%

Relative price

vs U.S.: +90.7%
vs metro: +10.4%
vs state: +70.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12508 is worth $541,601 — 10.4% above the Kiryas Joel-Poughkeepsie-Newburgh, NY median. Over the past year, values have risen 5.9%. Homes here rent for a typical $2,610 a month — a 5.8% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,610^[2]
Gross yield: 5.8%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $8,599^[3]

#Climate risk

FEMA National Risk Index ratings for Dutchess County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 19,566^[3]
Median household income: $92,461^[3]

#Migration

Household moves in and out of Dutchess County over a year, from IRS tax-return data.

Net migration: -535^[5]
Moved in: 6,910
Moved out: 7,445

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

BEACON HIGH SCHOOL
High · Grades 9–12 · BEACON CITY SCHOOL DISTRICT
830 students
ROMBOUT MIDDLE SCHOOL
Middle · Grades 6–8 · BEACON CITY SCHOOL DISTRICT
582 students
SARGENT SCHOOL
Elementary · Grades PK–5 · BEACON CITY SCHOOL DISTRICT
302 students
SOUTH AVENUE SCHOOL
Elementary · Grades PK–5 · BEACON CITY SCHOOL DISTRICT
252 students
J V FORRESTAL ELEMENTARY SCHOOL
Elementary · Grades PK–5 · BEACON CITY SCHOOL DISTRICT
230 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.8%

Net yield (after ~40% expenses)3.5%

Annual rent$31,317

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,739

Loan principal$433,281

Down payment$108,320

Total interest paid$552,626

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.50

Monthly cost to own$3,908

Monthly rent$2,610

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 42nd percentile^[1]
Rental yield: 13th percentile^[2]
Property tax: 25th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 12508?: The typical home in 12508 is worth $541,601, based on the Zillow Home Value Index.
Are home values rising in 12508?: Home values in 12508 are up 5.9% over the past year, and up 7.0% a year over five years.
What is the typical rent in 12508?: A typical home in 12508 rents for about $2,610 a month, a gross rental yield of 5.8%.
What is the property tax rate in 12508?: The effective property tax rate in 12508 is 1.6% — roughly $8,599 a year on a typical home.
Who lives in 12508?: ZIP code 12508 has a population of 19,566 and a median household income of $92,461.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

12520 vs 12508 →
Cornwall-on-Hudson, NY
Typical home
$542,837
Gross yield
4.2%
12571 vs 12508 →
Red Hook, NY
Typical home
$544,516
Gross yield
—
10998
NY
Typical home
$536,857
Gross yield
—
12577
Beaver Dam Lake CDP, NY
Typical home
$549,020
Gross yield
—
10930
Woodbury, NY
Typical home
$533,329
Gross yield
—
12570
NY
Typical home
$550,330
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY12508

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