How much is a home worth in ZIP code 12590?

The typical home in 12590 is worth $489,420, based on the Zillow Home Value Index.

Are home values rising in 12590?

Home values in 12590 are up 5.4% over the past year, and up 6.3% a year over five years.

What is the typical rent in 12590?

A typical home in 12590 rents for about $2,362 a month, a gross rental yield of 5.8%.

What is the property tax rate in 12590?

The effective property tax rate in 12590 is 1.6% — roughly $7,792 a year on a typical home.

ZIP code 12590 has a population of 35,712 and a median household income of $102,285.

HousingHandbookReference data

…

U.S. ZIP Code · NY12590

Dutchess County · Kiryas Joel-Poughkeepsie-Newburgh, NY

Typical home value

$489,420^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +5.4%
5-year / yr: +6.3%
10-year / yr: +7.0%

Relative price

vs U.S.: +72.3%
vs metro: ≈ metro median
vs state: +53.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12590 is worth $489,420. Over the past year, values have risen 5.4%. Homes here rent for a typical $2,362 a month — a 5.8% gross rental yield. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,362^[2]
Gross yield: 5.8%^[2]
Cap rate: 3.5%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.6%^[3]
Typical annual tax: $7,792^[3]

#Climate risk

FEMA National Risk Index ratings for Dutchess County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Relatively Low
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Low
Hurricane: Relatively Moderate
Tornado: Relatively Low
Earthquake: Relatively Low
Winter weather: Relatively Moderate

#Who lives here

Population: 35,712^[3]
Median household income: $102,285^[3]

#Migration

Household moves in and out of Dutchess County over a year, from IRS tax-return data.

Net migration: -535^[5]
Moved in: 6,910
Moved out: 7,445

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 4
Middle: 2
High: 1

ROY C KETCHAM SENIOR HIGH SCHOOL
High · Grades 9–12 · WAPPINGERS CENTRAL SCHOOL DISTRICT
1,596 students
MYERS CORNERS SCHOOL
Elementary · Grades K–6 · WAPPINGERS CENTRAL SCHOOL DISTRICT
842 students
VAN WYCK JUNIOR HIGH SCHOOL
Middle · Grades 7–8 · WAPPINGERS CENTRAL SCHOOL DISTRICT
835 students
WAPPINGERS JUNIOR HIGH SCHOOL
Middle · Grades 7–8 · WAPPINGERS CENTRAL SCHOOL DISTRICT
757 students
FISHKILL PLAINS ELEMENTARY SCHOOL
Elementary · Grades PK–6 · WAPPINGERS CENTRAL SCHOOL DISTRICT
592 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.8%

Net yield (after ~40% expenses)3.5%

Annual rent$28,347

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,475

Loan principal$391,536

Down payment$97,884

Total interest paid$499,382

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.49

Monthly cost to own$3,531

Monthly rent$2,362

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 11th percentile^[1]
Rental yield: 19th percentile^[2]
Property tax: 27th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 12590?: The typical home in 12590 is worth $489,420, based on the Zillow Home Value Index.
Are home values rising in 12590?: Home values in 12590 are up 5.4% over the past year, and up 6.3% a year over five years.
What is the typical rent in 12590?: A typical home in 12590 rents for about $2,362 a month, a gross rental yield of 5.8%.
What is the property tax rate in 12590?: The effective property tax rate in 12590 is 1.6% — roughly $7,792 a year on a typical home.
Who lives in 12590?: ZIP code 12590 has a population of 35,712 and a median household income of $102,285.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

12549 vs 12590 →
Montgomery, NY
Typical home
$492,049
Gross yield
—
12583 vs 12590 →
Tivoli, NY
Typical home
$486,311
Gross yield
—
12569
Pleasant Valley CDP, NY
Typical home
$482,930
Gross yield
—
12580
Staatsburg CDP, NY
Typical home
$482,598
Gross yield
—
12501
Amenia CDP, NY
Typical home
$496,361
Gross yield
—
10969
NY
Typical home
$480,703
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY12590

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