HousingHandbookReference data

U.S. ZIP Code · NY12760

Delaware County

Typical home value

$278,332[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.5%
5-year / yr
+6.3%
10-year / yr
+6.9%

Relative price

vs U.S.
-2.0%
vs metro
vs state
-12.6%
ZIP 12760 location in NY
Location of ZIP 12760 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12760 is worth $278,332. Over the past year, values have risen 1.5%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$4,148[3]

#Climate risk

FEMA National Risk Index ratings for Delaware County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
367[3]
Median household income
$90,938[3]

#Migration

Household moves in and out of Delaware County over a year, from IRS tax-return data.

Net migration
+54[5]
Moved in
1,081
Moved out
1,027

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,407
Loan principal$222,666
Down payment$55,666
Total interest paid$283,998

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,985
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 12760?
The typical home in 12760 is worth $278,332, based on the Zillow Home Value Index.
Are home values rising in 12760?
Home values in 12760 are up 1.5% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 12760?
The effective property tax rate in 12760 is 1.5% — roughly $4,148 a year on a typical home.
Who lives in 12760?
ZIP code 12760 has a population of 367 and a median household income of $90,938.

Compare ZIPs

Pit ZIP 12760 against any other ZIP — full side-by-side table.

Compare 12760

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