HousingHandbookReference data

U.S. ZIP Code · NY12946

Essex County

Typical home value

$375,025[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.2%
5-year / yr
0.0%
10-year / yr
+2.8%

Relative price

vs U.S.
+32.0%
vs metro
vs state
+17.7%
ZIP 12946 location in NY
Location of ZIP 12946 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 12946 is worth $375,025. Over the past year, values have risen 3.2%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$3,751[3]

#Climate risk

FEMA National Risk Index ratings for Essex County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
4,872[3]
Median household income
$77,548[3]

#Migration

Household moves in and out of Essex County over a year, from IRS tax-return data.

Net migration
+13[5]
Moved in
934
Moved out
921

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • LAKE PLACID JUNIOR-SENIOR HIGH SCHOOL

    High · Grades 6–12 · LAKE PLACID CENTRAL SCHOOL DISTRICT

    311 students

  • LAKE PLACID ELEMENTARY SCHOOL

    Elementary · Grades K–5 · LAKE PLACID CENTRAL SCHOOL DISTRICT

    235 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,896
Loan principal$300,020
Down payment$75,005
Total interest paid$382,659

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,521
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 12946?
The typical home in 12946 is worth $375,025, based on the Zillow Home Value Index.
Are home values rising in 12946?
Home values in 12946 are up 3.2% over the past year, and down 0.0% a year over five years.
What is the property tax rate in 12946?
The effective property tax rate in 12946 is 1.0% — roughly $3,751 a year on a typical home.
Who lives in 12946?
ZIP code 12946 has a population of 4,872 and a median household income of $77,548.

Compare ZIPs

Pit ZIP 12946 against any other ZIP — full side-by-side table.

Compare 12946

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