HousingHandbookReference data

U.S. ZIP Code · NY13477

Oneida County · Utica-Rome, NY

Typical home value

$256,098[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.4%
5-year / yr
+6.3%
10-year / yr
+6.9%

Relative price

vs U.S.
-9.8%
vs metro
+16.2%
vs state
-19.6%
ZIP 13477 location in NY
Location of ZIP 13477 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13477 is worth $256,098 — 16.2% above the Utica-Rome, NY median. Over the past year, values have risen 7.4%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$3,309[3]

#Climate risk

FEMA National Risk Index ratings for Oneida County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
1,498[3]
Median household income
$71,111[3]

#Migration

Household moves in and out of Oneida County over a year, from IRS tax-return data.

Net migration
-468[5]
Moved in
3,407
Moved out
3,875

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,295
Loan principal$204,878
Down payment$51,220
Total interest paid$261,311

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,784
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
22nd percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 13477?
The typical home in 13477 is worth $256,098, based on the Zillow Home Value Index.
Are home values rising in 13477?
Home values in 13477 are up 7.4% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 13477?
The effective property tax rate in 13477 is 1.3% — roughly $3,309 a year on a typical home.
Who lives in 13477?
ZIP code 13477 has a population of 1,498 and a median household income of $71,111.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sherrill, NY

    Typical home
    $254,181
    Gross yield
  • Whitesboro, NY

    Typical home
    $261,853
    Gross yield
    6.6%
  • Lake Delta CDP, NY

    Typical home
    $249,843
    Gross yield
  • Oriskany, NY

    Typical home
    $249,660
    Gross yield
  • Westmoreland CDP, NY

    Typical home
    $249,199
    Gross yield
  • Bridgewater CDP, NY

    Typical home
    $248,888
    Gross yield

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