HousingHandbookReference data

U.S. ZIP Code · NY13494

Oneida County · Utica-Rome, NY

Typical home value

$280,852[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+10.6%
5-year / yr
+7.5%
10-year / yr
+7.0%

Relative price

vs U.S.
-1.1%
vs metro
+27.4%
vs state
-11.8%
ZIP 13494 location in NY
Location of ZIP 13494 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13494 is worth $280,852 — 27.4% above the Utica-Rome, NY median. Over the past year, values have risen 10.6%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$2,550[3]

#Climate risk

FEMA National Risk Index ratings for Oneida County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
346[3]
Median household income
$104,688[3]

#Migration

Household moves in and out of Oneida County over a year, from IRS tax-return data.

Net migration
-468[5]
Moved in
3,407
Moved out
3,875

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,420
Loan principal$224,682
Down payment$56,170
Total interest paid$286,569

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,867
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
69th percentile[1]
Rental yield
[2]
Property tax
2nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 13494?
The typical home in 13494 is worth $280,852, based on the Zillow Home Value Index.
Are home values rising in 13494?
Home values in 13494 are up 10.6% over the past year, and up 7.5% a year over five years.
What is the property tax rate in 13494?
The effective property tax rate in 13494 is 0.9% — roughly $2,550 a year on a typical home.
Who lives in 13494?
ZIP code 13494 has a population of 346 and a median household income of $104,688.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Holland Patent, NY

    Typical home
    $274,942
    Gross yield
  • Clayville, NY

    Typical home
    $286,919
    Gross yield
  • Barneveld CDP, NY

    Typical home
    $289,552
    Gross yield
  • Lake Delta CDP, NY

    Typical home
    $268,198
    Gross yield
  • NY

    Typical home
    $267,526
    Gross yield
  • Marcy CDP, NY

    Typical home
    $295,290
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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