HousingHandbookReference data

U.S. ZIP Code · NY13637

Jefferson County · Watertown-Fort Drum, NY

Typical home value

$255,836[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.3%
5-year / yr
+4.8%
10-year / yr
+4.6%

Relative price

vs U.S.
-9.9%
vs metro
+16.0%
vs state
-19.7%
ZIP 13637 location in NY
Location of ZIP 13637 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13637 is worth $255,836 — 16.0% above the Watertown-Fort Drum, NY median. Over the past year, values have risen 3.3%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$2,653[3]

#Climate risk

FEMA National Risk Index ratings for Jefferson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
5,212[3]
Median household income
$57,103[3]

#Migration

Household moves in and out of Jefferson County over a year, from IRS tax-return data.

Net migration
-419[5]
Moved in
4,248
Moved out
4,667

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • EVANS MILLS PRIMARY SCHOOL

    Elementary · Grades PK–3 · INDIAN RIVER CENTRAL SCHOOL DISTRICT

    328 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,294
Loan principal$204,669
Down payment$51,167
Total interest paid$261,044

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,729
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
28th percentile[1]
Rental yield
[2]
Property tax
8th percentile[3]

Frequently asked

How much is a home worth in ZIP code 13637?
The typical home in 13637 is worth $255,836, based on the Zillow Home Value Index.
Are home values rising in 13637?
Home values in 13637 are up 3.3% over the past year, and up 4.8% a year over five years.
What is the property tax rate in 13637?
The effective property tax rate in 13637 is 1.0% — roughly $2,653 a year on a typical home.
Who lives in 13637?
ZIP code 13637 has a population of 5,212 and a median household income of $57,103.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Three Mile Bay CDP, NY

    Typical home
    $253,648
    Gross yield
  • Henderson CDP, NY

    Typical home
    $263,061
    Gross yield
  • Alexandria Bay, NY

    Typical home
    $263,828
    Gross yield
  • Chaumont, NY

    Typical home
    $246,288
    Gross yield
  • Cape Vincent, NY

    Typical home
    $243,360
    Gross yield
  • Black River, NY

    Typical home
    $240,187
    Gross yield

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