HousingHandbookReference data

U.S. ZIP Code · NY13642

St. Lawrence County

Typical home value

$127,294[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.5%
5-year / yr
+5.6%
10-year / yr
+5.5%

Relative price

vs U.S.
-55.2%
vs metro
vs state
-60.0%
ZIP 13642 location in NY
Location of ZIP 13642 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13642 is worth $127,294. Over the past year, values have risen 5.5%. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$1,751[3]

#Climate risk

FEMA National Risk Index ratings for St. Lawrence County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
9,043[3]
Median household income
$49,728[3]

#Migration

Household moves in and out of St. Lawrence County over a year, from IRS tax-return data.

Net migration
-176[5]
Moved in
1,340
Moved out
1,516

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • GOUVERNEUR ELEMENTARY SCHOOL

    Elementary · Grades PK–4 · GOUVERNEUR CENTRAL SCHOOL DISTRICT

    513 students

  • GOUVERNEUR HIGH SCHOOL

    High · Grades 9–12 · GOUVERNEUR CENTRAL SCHOOL DISTRICT

    462 students

  • GOUVERNEUR MIDDLE SCHOOL

    Middle · Grades 5–8 · GOUVERNEUR CENTRAL SCHOOL DISTRICT

    447 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$644
Loan principal$101,835
Down payment$25,459
Total interest paid$129,885

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$896
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 13642?
The typical home in 13642 is worth $127,294, based on the Zillow Home Value Index.
Are home values rising in 13642?
Home values in 13642 are up 5.5% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 13642?
The effective property tax rate in 13642 is 1.4% — roughly $1,751 a year on a typical home.
Who lives in 13642?
ZIP code 13642 has a population of 9,043 and a median household income of $49,728.

Compare ZIPs

Pit ZIP 13642 against any other ZIP — full side-by-side table.

Compare 13642

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