HousingHandbookReference data

U.S. ZIP Code · NY13850

Broome County · Binghamton, NY

Typical home value

$250,324[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.1%
5-year / yr
+8.9%
10-year / yr
+6.6%

Relative price

vs U.S.
-11.9%
vs metro
+33.6%
vs state
-21.4%
ZIP 13850 location in NY
Location of ZIP 13850 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13850 is worth $250,324 — 33.6% above the Binghamton, NY median. Over the past year, values have risen 6.1%. Homes here rent for a typical $1,875 a month — a 9.0% gross rental yield. The effective property tax rate is 2.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,875[2]
Gross yield
9.0%[2]
Cap rate
5.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.1%[3]
Typical annual tax
$5,240[3]

#Climate risk

FEMA National Risk Index ratings for Broome County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
23,689[3]
Median household income
$83,403[3]

#Migration

Household moves in and out of Broome County over a year, from IRS tax-return data.

Net migration
-744[5]
Moved in
3,127
Moved out
3,871

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
1
High
1
  • VESTAL SENIOR HIGH SCHOOL

    High · Grades 9–12 · VESTAL CENTRAL SCHOOL DISTRICT

    1,012 students

  • VESTAL MIDDLE SCHOOL

    Middle · Grades 6–8 · VESTAL CENTRAL SCHOOL DISTRICT

    805 students

  • VESTAL HILLS ELEMENTARY SCHOOL

    Elementary · Grades K–5 · VESTAL CENTRAL SCHOOL DISTRICT

    405 students

  • AFRICAN ROAD ELEMENTARY SCHOOL

    Elementary · Grades K–5 · VESTAL CENTRAL SCHOOL DISTRICT

    306 students

  • GLENWOOD ELEMENTARY SCHOOL

    Elementary · Grades K–5 · VESTAL CENTRAL SCHOOL DISTRICT

    301 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield9.0%
Net yield (after ~40% expenses)5.4%
Annual rent$22,500

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,266
Loan principal$200,259
Down payment$50,065
Total interest paid$255,419

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.02
Monthly cost to own$1,910
Monthly rent$1,875

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
97th percentile[1]
Rental yield
80th percentile[2]
Property tax
65th percentile[3]

Frequently asked

How much is a home worth in ZIP code 13850?
The typical home in 13850 is worth $250,324, based on the Zillow Home Value Index.
Are home values rising in 13850?
Home values in 13850 are up 6.1% over the past year, and up 8.9% a year over five years.
What is the typical rent in 13850?
A typical home in 13850 rents for about $1,875 a month, a gross rental yield of 9.0%.
What is the property tax rate in 13850?
The effective property tax rate in 13850 is 2.1% — roughly $5,240 a year on a typical home.
Who lives in 13850?
ZIP code 13850 has a population of 23,689 and a median household income of $83,403.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Apalachin CDP, NY

    Typical home
    $227,309
    Gross yield
  • Glen Aubrey CDP, NY

    Typical home
    $210,811
    Gross yield
  • West Danby CDP, NY

    Typical home
    $210,272
    Gross yield
  • Endwell CDP, NY

    Typical home
    $204,856
    Gross yield
    7.2%
  • NY

    Typical home
    $200,895
    Gross yield
  • NY

    Typical home
    $200,592
    Gross yield

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