How much is a home worth in ZIP code 13905?

The typical home in 13905 is worth $184,747, based on the Zillow Home Value Index.

Are home values rising in 13905?

Home values in 13905 are up 3.8% over the past year, and up 8.5% a year over five years.

What is the typical rent in 13905?

A typical home in 13905 rents for about $1,433 a month, a gross rental yield of 9.3%.

What is the property tax rate in 13905?

The effective property tax rate in 13905 is 2.5% — roughly $4,543 a year on a typical home.

ZIP code 13905 has a population of 27,988 and a median household income of $53,362.

HousingHandbookReference data

…

U.S. ZIP Code · NY13905

Broome County · Binghamton, NY

Typical home value

$184,747^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.8%
5-year / yr: +8.5%
10-year / yr: +6.8%

Relative price

vs U.S.: -35.0%
vs metro: -1.4%
vs state: -42.0%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 13905 is worth $184,747 — 1.4% below the Binghamton, NY median. Over the past year, values have risen 3.8%. Homes here rent for a typical $1,433 a month — a 9.3% gross rental yield. The effective property tax rate is 2.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,433^[2]
Gross yield: 9.3%^[2]
Cap rate: 5.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.5%^[3]
Typical annual tax: $4,543^[3]

#Climate risk

FEMA National Risk Index ratings for Broome County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Very Low
Drought: No Rating
Heat wave: Relatively Low
Hurricane: Relatively Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 27,988^[3]
Median household income: $53,362^[3]

#Migration

Household moves in and out of Broome County over a year, from IRS tax-return data.

Net migration: -744^[5]
Moved in: 3,127
Moved out: 3,871

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 1
High: 1

BINGHAMTON HIGH SCHOOL
High · Grades 9–12 · BINGHAMTON CITY SCHOOL DISTRICT
1,290 students
BROOME-DELAWARE-TIOGA BOCES
Other · Grades K–12 · BROOME-DELAWARE-TIOGA BOCES
1,077 students
WEST MIDDLE SCHOOL
Middle · Grades 6–8 · BINGHAMTON CITY SCHOOL DISTRICT
502 students
WOODROW WILSON SCHOOL
Elementary · Grades PK–5 · BINGHAMTON CITY SCHOOL DISTRICT
359 students
THOMAS JEFFERSON SCHOOL
Elementary · Grades K–5 · BINGHAMTON CITY SCHOOL DISTRICT
241 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield9.3%

Net yield (after ~40% expenses)5.6%

Annual rent$17,199

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$934

Loan principal$147,797

Down payment$36,949

Total interest paid$188,508

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.02

Monthly cost to own$1,467

Monthly rent$1,433

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 94th percentile^[1]
Rental yield: 100th percentile^[2]
Property tax: 90th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 13905?: The typical home in 13905 is worth $184,747, based on the Zillow Home Value Index.
Are home values rising in 13905?: Home values in 13905 are up 3.8% over the past year, and up 8.5% a year over five years.
What is the typical rent in 13905?: A typical home in 13905 rents for about $1,433 a month, a gross rental yield of 9.3%.
What is the property tax rate in 13905?: The effective property tax rate in 13905 is 2.5% — roughly $4,543 a year on a typical home.
Who lives in 13905?: ZIP code 13905 has a population of 27,988 and a median household income of $53,362.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

13797 vs 13905 →
Lisle, NY
Typical home
$184,834
Gross yield
—
13736 vs 13905 →
NY
Typical home
$182,954
Gross yield
—
13813
NY
Typical home
$182,654
Gross yield
—
13903
Binghamton, NY
Typical home
$182,532
Gross yield
—
13748
NY
Typical home
$187,281
Gross yield
—
13787
NY
Typical home
$182,092
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY13905

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