HousingHandbookReference data

U.S. ZIP Code · NY14070

Cattaraugus County

Typical home value

$157,567[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+7.6%
10-year / yr
+7.6%

Relative price

vs U.S.
-44.5%
vs metro
vs state
-50.5%
ZIP 14070 location in NY
Location of ZIP 14070 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14070 is worth $157,567. Over the past year, values have risen 4.7%. The effective property tax rate is 1.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.6%[3]
Typical annual tax
$2,556[3]

#Climate risk

FEMA National Risk Index ratings for Cattaraugus County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
5,001[3]
Median household income
$53,310[3]

#Migration

Household moves in and out of Cattaraugus County over a year, from IRS tax-return data.

Net migration
-121[5]
Moved in
1,346
Moved out
1,467

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • GOWANDA ELEMENTARY SCHOOL

    Elementary · Grades PK–4 · GOWANDA CENTRAL SCHOOL DISTRICT

    450 students

  • GOWANDA MIDDLE SCHOOL

    Middle · Grades 5–8 · GOWANDA CENTRAL SCHOOL DISTRICT

    329 students

  • GOWANDA HIGH SCHOOL

    High · Grades 9–12 · GOWANDA CENTRAL SCHOOL DISTRICT

    273 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$797
Loan principal$126,054
Down payment$31,513
Total interest paid$160,775

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,141
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 14070?
The typical home in 14070 is worth $157,567, based on the Zillow Home Value Index.
Are home values rising in 14070?
Home values in 14070 are up 4.7% over the past year, and up 7.6% a year over five years.
What is the property tax rate in 14070?
The effective property tax rate in 14070 is 1.6% — roughly $2,556 a year on a typical home.
Who lives in 14070?
ZIP code 14070 has a population of 5,001 and a median household income of $53,310.

Compare ZIPs

Pit ZIP 14070 against any other ZIP — full side-by-side table.

Compare 14070

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