HousingHandbookReference data

U.S. ZIP Code · NY14103

Orleans County · Rochester, NY

Typical home value

$178,456[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+6.3%
10-year / yr
+7.8%

Relative price

vs U.S.
-37.2%
vs metro
-27.8%
vs state
-44.0%
ZIP 14103 location in NY
Location of ZIP 14103 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14103 is worth $178,456 — 27.8% below the Rochester, NY median. Over the past year, values have risen 4.3%. The effective property tax rate is 2.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.4%[3]
Typical annual tax
$4,198[3]

#Climate risk

FEMA National Risk Index ratings for Orleans County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Very Low
Wildfire
Very Low
Drought
Very Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
10,810[3]
Median household income
$69,926[3]

#Migration

Household moves in and out of Orleans County over a year, from IRS tax-return data.

Net migration
-25[5]
Moved in
816
Moved out
841

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
0
High
1
  • MEDINA JUNIOR-SENIOR HIGH SCHOOL

    High · Grades 7–12 · MEDINA CENTRAL SCHOOL DISTRICT

    609 students

  • ORLEANS-NIAGARA BOCES

    Other · Grades K–12 · ORLEANS-NIAGARA BOCES

    488 students

  • OAK ORCHARD PRIMARY SCHOOL

    Elementary · Grades PK–2 · MEDINA CENTRAL SCHOOL DISTRICT

    408 students

  • CLIFFORD WISE INTERMEDIATE SCHOOL

    Elementary · Grades 3–6 · MEDINA CENTRAL SCHOOL DISTRICT

    369 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$902
Loan principal$142,765
Down payment$35,691
Total interest paid$182,089

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,401
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
22nd percentile[1]
Rental yield
[2]
Property tax
71st percentile[3]

Frequently asked

How much is a home worth in ZIP code 14103?
The typical home in 14103 is worth $178,456, based on the Zillow Home Value Index.
Are home values rising in 14103?
Home values in 14103 are up 4.3% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 14103?
The effective property tax rate in 14103 is 2.4% — roughly $4,198 a year on a typical home.
Who lives in 14103?
ZIP code 14103 has a population of 10,810 and a median household income of $69,926.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Nunda, NY

    Typical home
    $179,182
    Gross yield
  • Red Creek, NY

    Typical home
    $181,314
    Gross yield
  • Albion, NY

    Typical home
    $185,671
    Gross yield
  • Lyons CDP, NY

    Typical home
    $170,692
    Gross yield
  • Hunt CDP, NY

    Typical home
    $170,661
    Gross yield
  • Savannah CDP, NY

    Typical home
    $168,026
    Gross yield

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