HousingHandbookReference data

U.S. ZIP Code · NY14512

Ontario County · Rochester, NY

Typical home value

$275,503[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.8%
5-year / yr
+7.8%
10-year / yr
+7.0%

Relative price

vs U.S.
-3.0%
vs metro
+11.5%
vs state
-13.5%
ZIP 14512 location in NY
Location of ZIP 14512 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14512 is worth $275,503 — 11.5% above the Rochester, NY median. Over the past year, values have risen 6.8%. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$5,120[3]

#Climate risk

FEMA National Risk Index ratings for Ontario County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
4,852[3]
Median household income
$77,130[3]

#Migration

Household moves in and out of Ontario County over a year, from IRS tax-return data.

Net migration
-107[5]
Moved in
2,994
Moved out
3,101

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • NAPLES ELEMENTARY SCHOOL

    Elementary · Grades PK–6 · NAPLES CENTRAL SCHOOL DISTRICT

    306 students

  • NAPLES HIGH SCHOOL

    High · Grades 7–12 · NAPLES CENTRAL SCHOOL DISTRICT

    276 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,393
Loan principal$220,402
Down payment$55,101
Total interest paid$281,111

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,050
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
60th percentile[1]
Rental yield
[2]
Property tax
16th percentile[3]

Frequently asked

How much is a home worth in ZIP code 14512?
The typical home in 14512 is worth $275,503, based on the Zillow Home Value Index.
Are home values rising in 14512?
Home values in 14512 are up 6.8% over the past year, and up 7.8% a year over five years.
What is the property tax rate in 14512?
The effective property tax rate in 14512 is 1.9% — roughly $5,120 a year on a typical home.
Who lives in 14512?
ZIP code 14512 has a population of 4,852 and a median household income of $77,130.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Clarkson CDP, NY

    Typical home
    $274,312
    Gross yield
    6.4%
  • Rochester, NY

    Typical home
    $277,887
    Gross yield
    7.9%
  • Avon, NY

    Typical home
    $272,522
    Gross yield
  • Sodus Point, NY

    Typical home
    $281,535
    Gross yield
  • Rochester, NY

    Typical home
    $268,477
    Gross yield
    7.9%
  • Rochester, NY

    Typical home
    $282,713
    Gross yield
    5.3%

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