HousingHandbookReference data

U.S. ZIP Code · NY14605

Monroe County · Rochester, NY

Typical home value

$100,826[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.5%
5-year / yr
+2.7%
10-year / yr
+6.2%

Relative price

vs U.S.
-64.5%
vs metro
-59.2%
vs state
-68.4%
ZIP 14605 location in NY
Location of ZIP 14605 in NY

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14605 is worth $100,826 — 59.2% below the Rochester, NY median. Over the past year, values have fallen 1.5%. The effective property tax rate is 1.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.9%[3]
Typical annual tax
$1,956[3]

#Climate risk

FEMA National Risk Index ratings for Monroe County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Very Low
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
11,783[3]
Median household income
$21,201[3]

#Migration

Household moves in and out of Monroe County over a year, from IRS tax-return data.

Net migration
-2,045[5]
Moved in
11,410
Moved out
13,455

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
4
Middle
0
High
0
  • SCHOOL 58-WORLD OF INQUIRY SCHOOL

    Other · Grades PK–12 · ROCHESTER CITY SCHOOL DISTRICT

    928 students

  • SCHOOL 9-DR MARTIN LUTHER KING JR

    Elementary · Grades PK–6 · ROCHESTER CITY SCHOOL DISTRICT

    597 students

  • SCHOOL 22-LINCOLN SCHOOL

    Elementary · Grades PK–6 · ROCHESTER CITY SCHOOL DISTRICT

    466 students

  • SCHOOL 25-NATHANIEL HAWTHORNE

    Elementary · Grades PK–6 · ROCHESTER CITY SCHOOL DISTRICT

    281 students

  • SCHOOL 53 MONTESSORI ACADEMY

    Elementary · Grades PK–6 · ROCHESTER CITY SCHOOL DISTRICT

    268 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$510
Loan principal$80,661
Down payment$20,165
Total interest paid$102,878

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$757
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
26th percentile[3]

Frequently asked

How much is a home worth in ZIP code 14605?
The typical home in 14605 is worth $100,826, based on the Zillow Home Value Index.
Are home values rising in 14605?
Home values in 14605 are down 1.5% over the past year, and up 2.7% a year over five years.
What is the property tax rate in 14605?
The effective property tax rate in 14605 is 1.9% — roughly $1,956 a year on a typical home.
Who lives in 14605?
ZIP code 14605 has a population of 11,783 and a median household income of $21,201.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Rochester, NY

    Typical home
    $111,944
    Gross yield
    15.3%
  • Rochester, NY

    Typical home
    $119,920
    Gross yield
    16.1%
  • Rochester, NY

    Typical home
    $122,939
    Gross yield
    13.9%
  • Rochester, NY

    Typical home
    $137,378
    Gross yield
    11.8%
  • Clyde, NY

    Typical home
    $156,192
    Gross yield
  • Mount Morris, NY

    Typical home
    $161,376
    Gross yield

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