How much is a home worth in ZIP code 14609?

The typical home in 14609 is worth $205,473, based on the Zillow Home Value Index.

Are home values rising in 14609?

Home values in 14609 are up 2.5% over the past year, and up 8.0% a year over five years.

What is the typical rent in 14609?

A typical home in 14609 rents for about $1,466 a month, a gross rental yield of 8.6%.

What is the property tax rate in 14609?

The effective property tax rate in 14609 is 2.2% — roughly $4,550 a year on a typical home.

ZIP code 14609 has a population of 40,274 and a median household income of $64,603.

HousingHandbookReference data

…

U.S. ZIP Code · NY14609

Monroe County · Rochester, NY

Typical home value

$205,473^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +2.5%
5-year / yr: +8.0%
10-year / yr: +8.5%

Relative price

vs U.S.: -27.7%
vs metro: -16.8%
vs state: -35.5%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 14609 is worth $205,473 — 16.8% below the Rochester, NY median. Over the past year, values have risen 2.5%. Homes here rent for a typical $1,466 a month — a 8.6% gross rental yield. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,466^[2]
Gross yield: 8.6%^[2]
Cap rate: 5.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 2.2%^[3]
Typical annual tax: $4,550^[3]

#Climate risk

FEMA National Risk Index ratings for Monroe County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Very Low
Wildfire: Very Low
Drought: Relatively Low
Heat wave: Relatively Moderate
Hurricane: Relatively Low
Tornado: Relatively Moderate
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 40,274^[3]
Median household income: $64,603^[3]

#Migration

Household moves in and out of Monroe County over a year, from IRS tax-return data.

Net migration: -2,045^[5]
Moved in: 11,410
Moved out: 13,455

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 9
Elementary: 4
Middle: 3
High: 2

SCHOOL 33-JOHN JAMES AUDUBON
Elementary · Grades PK–6 · ROCHESTER CITY SCHOOL DISTRICT
889 students
EAST UPPER HIGH SCHOOL
High · Grades 9–12 · ROCHESTER CITY SCHOOL DISTRICT
780 students
EAST IRONDEQUOIT MIDDLE SCHOOL
Middle · Grades 6–8 · EAST IRONDEQUOIT CENTRAL SCHOOL DISTRICT
651 students
EAST LOWER SCHOOL
Middle · Grades 6–8 · ROCHESTER CITY SCHOOL DISTRICT
363 students
VERTUS CHARTER SCHOOL
High · Grades 9–12 · VERTUS CHARTER SCHOOL
336 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield8.6%

Net yield (after ~40% expenses)5.1%

Annual rent$17,589

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,039

Loan principal$164,379

Down payment$41,095

Total interest paid$209,656

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.08

Monthly cost to own$1,589

Monthly rent$1,466

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 67th percentile^[1]
Rental yield: 78th percentile^[2]
Property tax: 54th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 14609?: The typical home in 14609 is worth $205,473, based on the Zillow Home Value Index.
Are home values rising in 14609?: Home values in 14609 are up 2.5% over the past year, and up 8.0% a year over five years.
What is the typical rent in 14609?: A typical home in 14609 rents for about $1,466 a month, a gross rental yield of 8.6%.
What is the property tax rate in 14609?: The effective property tax rate in 14609 is 2.2% — roughly $4,550 a year on a typical home.
Who lives in 14609?: ZIP code 14609 has a population of 40,274 and a median household income of $64,603.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

14516 vs 14609 →
North Rose CDP, NY
Typical home
$206,757
Gross yield
—
14571 vs 14609 →
NY
Typical home
$203,250
Gross yield
—
14098
Lyndonville, NY
Typical home
$209,889
Gross yield
—
14513
Newark, NY
Typical home
$200,689
Gross yield
—
14606
Rochester, NY
Typical home
$210,266
Gross yield
7.1%
14560
Springwater CDP, NY
Typical home
$211,073
Gross yield
—

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#Jump to section

U.S. ZIP Code · NY14609

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