HousingHandbookReference data

U.S. ZIP Code · PA15905

Cambria County · Johnstown, PA

Typical home value

$132,506[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.5%
5-year / yr
+3.0%
10-year / yr
+4.1%

Relative price

vs U.S.
-53.4%
vs metro
+15.9%
vs state
-43.3%
ZIP 15905 location in PA
Location of ZIP 15905 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 15905 is worth $132,506 — 15.9% above the Johnstown, PA median. Over the past year, values have risen 4.5%. Homes here rent for a typical $1,008 a month — a 9.1% gross rental yield. The effective property tax rate is 1.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,008[2]
Gross yield
9.1%[2]
Cap rate
5.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.8%[3]
Typical annual tax
$2,350[3]

#Climate risk

FEMA National Risk Index ratings for Cambria County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
19,329[3]
Median household income
$69,212[3]

#Migration

Household moves in and out of Cambria County over a year, from IRS tax-return data.

Net migration
-198[5]
Moved in
1,987
Moved out
2,185

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
0
High
2
  • Greater Johnstown El Sch

    Elementary · Grades PK–4 · Greater Johnstown SD

    1,181 students

  • Westmont Hilltop El Sch

    Elementary · Grades K–6 · Westmont Hilltop SD

    737 students

  • Westmont Hilltop JSHS

    High · Grades 7–12 · Westmont Hilltop SD

    708 students

  • Conemaugh Twp Area El Sch

    Elementary · Grades K–5 · Conemaugh Township Area SD

    386 students

  • Ferndale El Sch

    Elementary · Grades PK–6 · Ferndale Area SD

    323 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield9.1%
Net yield (after ~40% expenses)5.5%
Annual rent$12,090

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$670
Loan principal$106,005
Down payment$26,501
Total interest paid$135,203

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.97
Monthly cost to own$976
Monthly rent$1,008

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
95th percentile[1]
Rental yield
0th percentile[2]
Property tax
95th percentile[3]

Frequently asked

How much is a home worth in ZIP code 15905?
The typical home in 15905 is worth $132,506, based on the Zillow Home Value Index.
Are home values rising in 15905?
Home values in 15905 are up 4.5% over the past year, and up 3.0% a year over five years.
What is the typical rent in 15905?
A typical home in 15905 rents for about $1,008 a month, a gross rental yield of 9.1%.
What is the property tax rate in 15905?
The effective property tax rate in 15905 is 1.8% — roughly $2,350 a year on a typical home.
Who lives in 15905?
ZIP code 15905 has a population of 19,329 and a median household income of $69,212.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lilly, PA

    Typical home
    $136,418
    Gross yield
  • Hastings, PA

    Typical home
    $124,851
    Gross yield
  • Carrolltown, PA

    Typical home
    $120,964
    Gross yield
  • Cresson, PA

    Typical home
    $144,396
    Gross yield
  • Spring Hill CDP, PA

    Typical home
    $118,110
    Gross yield
  • Ashville, PA

    Typical home
    $150,535
    Gross yield

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