HousingHandbookReference data

U.S. ZIP Code · PA17222

Franklin County · Chambersburg, PA

Typical home value

$284,828[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+5.9%
10-year / yr
+5.8%

Relative price

vs U.S.
≈ U.S. median
vs metro
+4.4%
vs state
+22.0%
ZIP 17222 location in PA
Location of ZIP 17222 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 17222 is worth $284,828 — 4.4% above the Chambersburg, PA median. Over the past year, values have risen 4.7%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$2,885[3]

#Climate risk

FEMA National Risk Index ratings for Franklin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
10,550[3]
Median household income
$80,000[3]

#Migration

Household moves in and out of Franklin County over a year, from IRS tax-return data.

Net migration
+289[5]
Moved in
3,299
Moved out
3,010

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Fayetteville El Sch

    Elementary · Grades K–5 · Chambersburg Area SD

    465 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,440
Loan principal$227,862
Down payment$56,966
Total interest paid$290,626

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,917
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 17222?
The typical home in 17222 is worth $284,828, based on the Zillow Home Value Index.
Are home values rising in 17222?
Home values in 17222 are up 4.7% over the past year, and up 5.9% a year over five years.
What is the property tax rate in 17222?
The effective property tax rate in 17222 is 1.0% — roughly $2,885 a year on a typical home.
Who lives in 17222?
ZIP code 17222 has a population of 10,550 and a median household income of $80,000.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • PA

    Typical home
    $287,480
    Gross yield
  • Mercersburg, PA

    Typical home
    $292,112
    Gross yield
  • Orrstown, PA

    Typical home
    $292,589
    Gross yield
  • Waynesboro, PA

    Typical home
    $276,294
    Gross yield
    5.9%
  • Blue Ridge Summit CDP, PA

    Typical home
    $275,288
    Gross yield
  • PA

    Typical home
    $272,863
    Gross yield

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