HousingHandbookReference data

U.S. ZIP Code · PA17320

Adams County · Gettysburg, PA

Typical home value

$350,926[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.0%
5-year / yr
+5.6%
10-year / yr
+5.5%

Relative price

vs U.S.
+23.5%
vs metro
+5.0%
vs state
+50.3%
ZIP 17320 location in PA
Location of ZIP 17320 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 17320 is worth $350,926 — 5.0% above the Gettysburg, PA median. Over the past year, values have risen 4.0%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,854[3]

#Climate risk

FEMA National Risk Index ratings for Adams County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
8,124[3]
Median household income
$90,076[3]

#Migration

Household moves in and out of Adams County over a year, from IRS tax-return data.

Net migration
+301[5]
Moved in
2,736
Moved out
2,435

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Fairfield Area El Sch

    Elementary · Grades K–4 · Fairfield Area SD

    364 students

  • Fairfield Area HS

    High · Grades 9–12 · Fairfield Area SD

    289 students

  • Fairfield Area MS

    Middle · Grades 5–8 · Fairfield Area SD

    284 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,774
Loan principal$280,741
Down payment$70,185
Total interest paid$358,069

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,389
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
36th percentile[1]
Rental yield
[2]
Property tax
9th percentile[3]

Frequently asked

How much is a home worth in ZIP code 17320?
The typical home in 17320 is worth $350,926, based on the Zillow Home Value Index.
Are home values rising in 17320?
Home values in 17320 are up 4.0% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 17320?
The effective property tax rate in 17320 is 1.1% — roughly $3,854 a year on a typical home.
Who lives in 17320?
ZIP code 17320 has a population of 8,124 and a median household income of $90,076.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lake Meade CDP, PA

    Typical home
    $351,411
    Gross yield
  • Aspers CDP, PA

    Typical home
    $347,742
    Gross yield
  • York Springs, PA

    Typical home
    $347,228
    Gross yield
  • Littlestown, PA

    Typical home
    $339,218
    Gross yield
  • Abbottstown, PA

    Typical home
    $329,388
    Gross yield
  • Lake Heritage CDP, PA

    Typical home
    $372,480
    Gross yield
    3.7%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 17320 against any other ZIP — full side-by-side table.

Compare 17320

#Jump to section