HousingHandbookReference data

U.S. ZIP Code · PA17540

Lancaster County · Lancaster, PA

Typical home value

$405,525[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
+6.5%
10-year / yr
+6.4%

Relative price

vs U.S.
+42.8%
vs metro
≈ metro median
vs state
+73.7%
ZIP 17540 location in PA
Location of ZIP 17540 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 17540 is worth $405,525. Over the past year, values have risen 3.9%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$4,681[3]

#Climate risk

FEMA National Risk Index ratings for Lancaster County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively High
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
10,728[3]
Median household income
$91,895[3]

#Migration

Household moves in and out of Lancaster County over a year, from IRS tax-return data.

Net migration
-71[5]
Moved in
9,584
Moved out
9,655

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Leola El Sch

    Elementary · Grades K–5 · Conestoga Valley SD

    321 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,051
Loan principal$324,420
Down payment$81,105
Total interest paid$413,780

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,777
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
30th percentile[1]
Rental yield
[2]
Property tax
38th percentile[3]

Frequently asked

How much is a home worth in ZIP code 17540?
The typical home in 17540 is worth $405,525, based on the Zillow Home Value Index.
Are home values rising in 17540?
Home values in 17540 are up 3.9% over the past year, and up 6.5% a year over five years.
What is the property tax rate in 17540?
The effective property tax rate in 17540 is 1.2% — roughly $4,681 a year on a typical home.
Who lives in 17540?
ZIP code 17540 has a population of 10,728 and a median household income of $91,895.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Brownstown CDP, PA

    Typical home
    $404,770
    Gross yield
  • Conestoga CDP, PA

    Typical home
    $408,920
    Gross yield
  • Conestoga CDP, PA

    Typical home
    $411,968
    Gross yield
  • Georgetown CDP, PA

    Typical home
    $414,258
    Gross yield
  • Washington Boro CDP, PA

    Typical home
    $396,554
    Gross yield
  • PA

    Typical home
    $415,869
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 17540 against any other ZIP — full side-by-side table.

Compare 17540

#Jump to section