HousingHandbookReference data

U.S. ZIP Code · PA18020

Northampton County · Allentown-Bethlehem-Easton, PA-NJ

Typical home value

$428,565[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.4%
5-year / yr
+6.0%
10-year / yr
+5.8%

Relative price

vs U.S.
+50.9%
vs metro
+15.4%
vs state
+83.5%
ZIP 18020 location in PA
Location of ZIP 18020 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 18020 is worth $428,565 — 15.4% above the Allentown-Bethlehem-Easton, PA-NJ median. Over the past year, values have risen 3.4%. Homes here rent for a typical $2,359 a month — a 6.6% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,359[2]
Gross yield
6.6%[2]
Cap rate
4.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$6,557[3]

#Climate risk

FEMA National Risk Index ratings for Northampton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
21,204[3]
Median household income
$126,166[3]

#Migration

Household moves in and out of Northampton County over a year, from IRS tax-return data.

Net migration
+330[5]
Moved in
8,578
Moved out
8,248

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
2
  • Freedom HS

    High · Grades 9–12 · Bethlehem Area SD

    1,813 students

  • Miller Heights El Sch

    Elementary · Grades K–5 · Bethlehem Area SD

    331 students

  • Bethlehem Area Vocational-Technical School

    High · Grades 9–12 · Bethlehem Area Vocational-Technical School

    12 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.6%
Net yield (after ~40% expenses)4.0%
Annual rent$28,305

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,167
Loan principal$342,852
Down payment$85,713
Total interest paid$437,289

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.30
Monthly cost to own$3,071
Monthly rent$2,359

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
27th percentile[1]
Rental yield
67th percentile[2]
Property tax
60th percentile[3]

Frequently asked

How much is a home worth in ZIP code 18020?
The typical home in 18020 is worth $428,565, based on the Zillow Home Value Index.
Are home values rising in 18020?
Home values in 18020 are up 3.4% over the past year, and up 6.0% a year over five years.
What is the typical rent in 18020?
A typical home in 18020 rents for about $2,359 a month, a gross rental yield of 6.6%.
What is the property tax rate in 18020?
The effective property tax rate in 18020 is 1.5% — roughly $6,557 a year on a typical home.
Who lives in 18020?
ZIP code 18020 has a population of 21,204 and a median household income of $126,166.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Palmer Heights CDP, PA

    Typical home
    $415,966
    Gross yield
    6.1%
  • Brass Castle CDP, NJ

    Typical home
    $413,698
    Gross yield
    5.5%
  • Wescosville CDP, PA

    Typical home
    $445,649
    Gross yield
  • Ancient Oaks CDP, PA

    Typical home
    $446,320
    Gross yield
    5.8%
  • New Tripoli CDP, PA

    Typical home
    $450,572
    Gross yield
  • PA

    Typical home
    $405,791
    Gross yield

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