HousingHandbookReference data

U.S. ZIP Code · PA18038

Northampton County · Allentown-Bethlehem-Easton, PA-NJ

Typical home value

$380,294[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.4%
5-year / yr
+5.8%
10-year / yr
+6.1%

Relative price

vs U.S.
+33.9%
vs metro
+2.4%
vs state
+62.9%
ZIP 18038 location in PA
Location of ZIP 18038 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 18038 is worth $380,294 — 2.4% above the Allentown-Bethlehem-Easton, PA-NJ median. Over the past year, values have risen 4.4%. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$6,351[3]

#Climate risk

FEMA National Risk Index ratings for Northampton County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
3,549[3]
Median household income
$117,121[3]

#Migration

Household moves in and out of Northampton County over a year, from IRS tax-return data.

Net migration
+330[5]
Moved in
8,578
Moved out
8,248

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,923
Loan principal$304,235
Down payment$76,059
Total interest paid$388,035

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,769
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
14th percentile[1]
Rental yield
[2]
Property tax
75th percentile[3]

Frequently asked

How much is a home worth in ZIP code 18038?
The typical home in 18038 is worth $380,294, based on the Zillow Home Value Index.
Are home values rising in 18038?
Home values in 18038 are up 4.4% over the past year, and up 5.8% a year over five years.
What is the property tax rate in 18038?
The effective property tax rate in 18038 is 1.7% — roughly $6,351 a year on a typical home.
Who lives in 18038?
ZIP code 18038 has a population of 3,549 and a median household income of $117,121.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Belvidere, NJ

    Typical home
    $384,790
    Gross yield
  • Bethlehem, PA

    Typical home
    $385,079
    Gross yield
    6.4%
  • Emmaus, PA

    Typical home
    $386,157
    Gross yield
    5.6%
  • Hellertown, PA

    Typical home
    $373,911
    Gross yield
    5.5%
  • Portland, PA

    Typical home
    $371,298
    Gross yield
  • Bath, PA

    Typical home
    $389,799
    Gross yield

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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