HousingHandbookReference data

U.S. ZIP Code · PA18831

Bradford County

Typical home value

$226,303[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+10.2%
5-year / yr
10-year / yr

Relative price

vs U.S.
-20.3%
vs metro
vs state
-3.1%
ZIP 18831 location in PA
Location of ZIP 18831 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 18831 is worth $226,303. Over the past year, values have risen 10.2%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,397[3]

#Climate risk

FEMA National Risk Index ratings for Bradford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
1,081[3]
Median household income
$82,132[3]

#Migration

Household moves in and out of Bradford County over a year, from IRS tax-return data.

Net migration
-75[5]
Moved in
1,015
Moved out
1,090

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,144
Loan principal$181,043
Down payment$45,261
Total interest paid$230,910

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,533
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 18831?
The typical home in 18831 is worth $226,303, based on the Zillow Home Value Index.
Are home values rising in 18831?
Home values in 18831 are up 10.2% over the past year.
What is the property tax rate in 18831?
The effective property tax rate in 18831 is 1.1% — roughly $2,397 a year on a typical home.
Who lives in 18831?
ZIP code 18831 has a population of 1,081 and a median household income of $82,132.

Compare ZIPs

Pit ZIP 18831 against any other ZIP — full side-by-side table.

Compare 18831

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