HousingHandbookReference data

U.S. ZIP Code · PA19012

Montgomery County · Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Typical home value

$396,011[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.5%
5-year / yr
+5.1%
10-year / yr
+5.9%

Relative price

vs U.S.
+39.4%
vs metro
-1.0%
vs state
+69.6%
ZIP 19012 location in PA
Location of ZIP 19012 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 19012 is worth $396,011 — 1.0% below the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD median. Over the past year, values have risen 0.5%. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$8,686[3]

#Climate risk

FEMA National Risk Index ratings for Montgomery County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
No Rating
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
6,910[3]
Median household income
$125,625[3]

#Migration

Household moves in and out of Montgomery County over a year, from IRS tax-return data.

Net migration
-354[5]
Moved in
22,400
Moved out
22,754

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Cheltenham El Sch

    Elementary · Grades K–4 · Cheltenham SD

    421 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,002
Loan principal$316,809
Down payment$79,202
Total interest paid$404,072

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,055
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
28th percentile[1]
Rental yield
[2]
Property tax
78th percentile[3]

Frequently asked

How much is a home worth in ZIP code 19012?
The typical home in 19012 is worth $396,011, based on the Zillow Home Value Index.
Are home values rising in 19012?
Home values in 19012 are up 0.5% over the past year, and up 5.1% a year over five years.
What is the property tax rate in 19012?
The effective property tax rate in 19012 is 2.2% — roughly $8,686 a year on a typical home.
Who lives in 19012?
ZIP code 19012 has a population of 6,910 and a median household income of $125,625.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Berlin, NJ

    Typical home
    $395,856
    Gross yield
  • Auburn CDP, NJ

    Typical home
    $396,221
    Gross yield
  • MD

    Typical home
    $396,310
    Gross yield
  • PA

    Typical home
    $396,503
    Gross yield
  • Burlington, NJ

    Typical home
    $397,159
    Gross yield
    6.5%
  • Rising Sun, MD

    Typical home
    $397,490
    Gross yield

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