HousingHandbookReference data

U.S. ZIP Code · PA19609

Berks County · Reading, PA

Typical home value

$290,379[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.1%
5-year / yr
+6.9%
10-year / yr
+6.8%

Relative price

vs U.S.
+2.2%
vs metro
-13.6%
vs state
+24.3%
ZIP 19609 location in PA
Location of ZIP 19609 in PA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 19609 is worth $290,379 — 13.6% below the Reading, PA median. Over the past year, values have risen 2.1%. Homes here rent for a typical $1,734 a month — a 7.2% gross rental yield. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,734[2]
Gross yield
7.2%[2]
Cap rate
4.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$4,400[3]

#Climate risk

FEMA National Risk Index ratings for Berks County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Very High

#Who lives here

Population
9,874[3]
Median household income
$82,576[3]

#Migration

Household moves in and out of Berks County over a year, from IRS tax-return data.

Net migration
-386[5]
Moved in
7,823
Moved out
8,209

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Wilson HS

    High · Grades 9–12 · Wilson SD

    2,132 students

  • Whitfield El Sch

    Elementary · Grades K–5 · Wilson SD

    586 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.2%
Net yield (after ~40% expenses)4.3%
Annual rent$20,807

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,468
Loan principal$232,303
Down payment$58,076
Total interest paid$296,290

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.20
Monthly cost to own$2,078
Monthly rent$1,734

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
63rd percentile[1]
Rental yield
50th percentile[2]
Property tax
50th percentile[3]

Frequently asked

How much is a home worth in ZIP code 19609?
The typical home in 19609 is worth $290,379, based on the Zillow Home Value Index.
Are home values rising in 19609?
Home values in 19609 are up 2.1% over the past year, and up 6.9% a year over five years.
What is the typical rent in 19609?
A typical home in 19609 rents for about $1,734 a month, a gross rental yield of 7.2%.
What is the property tax rate in 19609?
The effective property tax rate in 19609 is 1.5% — roughly $4,400 a year on a typical home.
Who lives in 19609?
ZIP code 19609 has a population of 9,874 and a median household income of $82,576.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bally, PA

    Typical home
    $287,646
    Gross yield
  • Riverview Park CDP, PA

    Typical home
    $295,568
    Gross yield
  • Shoemakersville, PA

    Typical home
    $283,408
    Gross yield
  • West Hamburg CDP, PA

    Typical home
    $298,787
    Gross yield
  • Reiffton CDP, PA

    Typical home
    $300,008
    Gross yield
    6.1%
  • Shillington, PA

    Typical home
    $275,447
    Gross yield
    7.3%

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