HousingHandbookReference data

U.S. ZIP Code · MD20634

St. Mary's County · Lexington Park, MD

Typical home value

$369,194[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.4%
5-year / yr
+3.6%
10-year / yr
+4.5%

Relative price

vs U.S.
+30.0%
vs metro
-20.0%
vs state
-18.0%
ZIP 20634 location in MD
Location of ZIP 20634 in MD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 20634 is worth $369,194 — 20.0% below the Lexington Park, MD median. Over the past year, values have risen 1.4%. Homes here rent for a typical $2,142 a month — a 7.0% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,142[2]
Gross yield
7.0%[2]
Cap rate
4.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$2,902[3]

#Climate risk

FEMA National Risk Index ratings for St. Mary's County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Moderate
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
7,088[3]
Median household income
$139,375[3]

#Migration

Household moves in and out of St. Mary's County over a year, from IRS tax-return data.

Net migration
-74[5]
Moved in
3,165
Moved out
3,239

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Great Mills High

    High · Grades 9–12 · St. Mary's County Public Schools

    1,748 students

  • George Washington Carver Elementary

    Elementary · Grades PK–5 · St. Mary's County Public Schools

    490 students

  • Greenview Knolls Elementary

    Elementary · Grades PK–5 · St. Mary's County Public Schools

    322 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield7.0%
Net yield (after ~40% expenses)4.2%
Annual rent$25,705

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,867
Loan principal$295,355
Down payment$73,839
Total interest paid$376,709

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.13
Monthly cost to own$2,418
Monthly rent$2,142

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
63rd percentile[1]
Rental yield
100th percentile[2]
Property tax
41st percentile[3]

Frequently asked

How much is a home worth in ZIP code 20634?
The typical home in 20634 is worth $369,194, based on the Zillow Home Value Index.
Are home values rising in 20634?
Home values in 20634 are up 1.4% over the past year, and up 3.6% a year over five years.
What is the typical rent in 20634?
A typical home in 20634 rents for about $2,142 a month, a gross rental yield of 7.0%.
What is the property tax rate in 20634?
The effective property tax rate in 20634 is 0.8% — roughly $2,902 a year on a typical home.
Who lives in 20634?
ZIP code 20634 has a population of 7,088 and a median household income of $139,375.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • MD

    Typical home
    $371,979
    Gross yield
  • Chesapeake Ranch Estates CDP, MD

    Typical home
    $377,043
    Gross yield
    6.9%
  • MD

    Typical home
    $356,637
    Gross yield
  • Lexington Park CDP, MD

    Typical home
    $388,460
    Gross yield
    5.4%
  • MD

    Typical home
    $341,685
    Gross yield
  • California CDP, MD

    Typical home
    $396,734
    Gross yield
    6.7%

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